Saturday, August 29, 2026

Tyler Tabor Was Once on the Gurney. Now He’s Becoming the Doctor: What His Story Reveals About the Human Cost of Healthcare

A cancer survivor’s journey from patient to medical student reveals what healthcare technology should really be designed to protect: the physician’s attention and the human connection at the heart of care.



“AI should be a tool that empowers physicians, restores time with patients, and ultimately humanizes healthcare.”Dr. Imamu “Mu” Tomlinson, emergency physician and CEO of Vituity

 

At 18, Tyler Tabor was not thinking about artificial intelligence.

He wasn't thinking about medical billing.

He wasn't thinking about healthcare innovation.

He was thinking about cancer.

Tabor had been diagnosed with Stage IIB Hodgkin's lymphoma involving his neck. He began treatment at The University of New Mexico Hospital in Albuquerque, New Mexico.

He was frightened.

He was young.

And suddenly, instead of preparing for whatever comes next in life, he was learning how to survive it.

His pediatric oncologist was Jessica Valdez, MD, MPH, FAAP.

But something unusual happened during that relationship.

Tabor didn't just become Valdez's patient.

He told her he wanted to become a doctor.

And Valdez apparently took that dream seriously.

She told him they would get him there.

Years later, after treatment, relapse and a stem-cell transplant in Colorado, Tabor survived cancer.

Then came the next chapter.

On July 24, 2026, Tabor put on a white coat as a first-year medical student at the University of New Mexico School of Medicine.

The former cancer patient was now entering the profession that had once cared for him.

He described it beautifully:

He was moving to “the other side of the gurney.”

Think about that for a second.

The patient became the medical student.

The frightened teenager became the future physician.

And the physician who treated him became one of the people who helped him imagine that future.

That's healthcare at its best.

Not a dashboard.

Not an algorithm.

Not a billing platform.

A relationship.

And that is exactly why I think we are asking the wrong question about healthcare technology.

We keep asking:

“What can AI do?”

Maybe we should be asking:

“What are we making physicians do that they never should have been doing in the first place?”


The uncomfortable healthcare problem nobody wants to call by its real name

We have a strange habit in healthcare.

We say we want physicians to spend more time with patients.

Then we give them more administrative work.

We say we want clinicians to practice at the top of their license.

Then we ask them to chase documentation.

We say patient experience matters.

Then we make patients navigate confusing billing systems.

We say physicians should listen.

Then we interrupt them with tasks that software could potentially handle.

We say burnout is a physician wellness problem.

Sometimes it looks suspiciously like a workflow problem.

The American Medical Association continues to identify administrative burden as something that directly interferes with the physician-patient relationship.

That's the part we should pay attention to.

Because administrative burden isn't simply annoying.

It competes with something scarce:

human attention.

And attention is one of the most valuable resources in medicine.


What if physician attention were a clinical resource?

We measure everything.

Visits.

RVUs.

Claims.

Denials.

Days in A/R.

Patient satisfaction.

Length of stay.

Readmissions.

Productivity.

But we rarely ask:

How much of the physician's attention did the system consume today?

Imagine a physician begins the morning with 100 units of attention.

A patient needs 20.

Another patient needs 15.

A complicated diagnosis needs 25.

A family needs 10.

A trainee needs 5.

Now add:

Three payer messages.

Two coding questions.

A rejected claim.

A prior authorization.

A documentation clarification.

An insurance portal.

A form.

Another form.

Suddenly the physician isn't short on intelligence.

They're short on attention.

And no productivity seminar can manufacture more of it.


The irony of healthcare AI

Here's my contrarian take:

Healthcare doesn't necessarily need more AI.

It needs less unnecessary work.

That's different.

We have become fascinated with AI because it sounds futuristic.

But the most valuable application of AI in a medical practice may be remarkably unglamorous.

Find the denied claim.

Explain why it was denied.

Find the relevant documentation.

Identify the likely correction.

Prepare the next step.

Ask a human to approve it.

Move on.

No robot doctor.

No holographic physician.

No sci-fi soundtrack.

Just fewer things sitting in someone's inbox.

And honestly?

That might be more useful.


The AI arms race may be missing the point

Healthcare organizations are racing to announce AI initiatives.

AI scribes.

AI assistants.

AI copilots.

AI agents.

AI coding.

AI claims.

AI documentation.

AI everything.

But here's the question I would ask before buying any of it:

What human work disappears?

If the answer is:

“None, but now we have an AI dashboard,”

we haven't solved the problem.

We've added another dashboard.

Congratulations.

The inbox has acquired artificial intelligence.

The inbox is still an inbox.


Tyler Tabor's story exposes something technology cannot replace

Tabor's story is powerful precisely because it is so human.

He was sick.

Someone cared for him.

Someone encouraged him.

He survived.

He remembered.

And now he wants to become that person for somebody else.

His oncologist, Jessica Valdez, became more than the person treating his cancer. She became a mentor and role model.

That distinction matters.

Because healthcare isn't simply an exchange of information.

It's an exchange of trust.

A patient is often asking a physician something deeper than:

“What is my diagnosis?”

They're asking:

“Am I going to be okay?”

No software can completely answer that question.

Even when the medical answer is uncertain, the physician can still say:

“We're going to work through this together.”

That's not inefficiency.

That's medicine.


And yet we're spending enormous amounts of clinician time on things that aren't medicine

This is where I see the opportunity.

The administrative machinery surrounding medicine has become incredibly complex.

A typical revenue-cycle journey can look something like:

Patient → documentation → coding → claim → payer → denial → correction → appeal → payment → A/R

Every arrow is a handoff.

Every handoff is an opportunity for delay.

Every delay can create more work.

And every additional manual step consumes someone's attention.

The problem isn't that billing exists.

Billing has to exist.

Clinics have payroll.

They have rent.

They have supplies.

They have staff.

They have technology.

They need revenue to continue providing care.

The problem is that we sometimes confuse necessary administration with necessary human labor.

Those aren't the same thing.


This is where I think the industry has it backward

We often ask:

“Can AI replace the biller?”

I think that's the wrong question.

Ask instead:

“Which parts of the billing workflow should never have required a person to perform them manually?”

That's a much more interesting question.

Maybe the future isn't:

AI versus billers.

Maybe it's:

AI + billing expertise.

Let AI search.

Let AI organize.

Let AI identify patterns.

Let AI flag exceptions.

Let AI prepare.

Let humans decide.

That is a much more defensible model.


What I'm building with OnnX

This is the philosophy behind OnnX, the AI-powered medical billing SaaS I founded.

The goal isn't to replace the people who understand healthcare.

It's to reduce unnecessary friction in the workflow.

Think about a denied claim.

Traditional workflow:

Someone notices it.

Someone opens the payer portal.

Someone reads the denial.

Someone finds the chart.

Someone checks the documentation.

Someone asks what happened.

Someone figures out the correction.

Someone resubmits it.

Someone tracks it.

Someone follows up.

And eventually someone wonders:

“Why did we spend this much human time on one claim?”

That's the opportunity.

OnnX is built around the idea that AI can help analyze the problem, retrieve relevant information, recommend the next action and prepare the work for human review.

The human remains accountable.

The workflow becomes smarter.

And ideally, the physician sees less of it.

That's the point.


Don't automate the mess

Here's another unpopular opinion:

Don't automate a broken workflow.

Fix it first.

If three people manually enter the same information into three systems, don't immediately build AI to do the same thing faster.

Ask why the information has to be entered three times.

If a denial requires five people to understand, don't immediately build a five-person AI workflow.

Ask why the process is so difficult.

If a physician is being asked to clarify the same documentation issue repeatedly, don't just add another notification.

Fix the source.

Automation without workflow redesign is just faster bureaucracy.

That's the sentence I would put on the wall.


Three questions every clinic owner should ask

Before buying another healthcare technology product, ask:

1. What problem are we actually solving?

Not:

“Where can we use AI?”

Ask:

“Where are we losing time, money or attention?”

2. What happens today?

Map the actual workflow.

Not the PowerPoint version.

The real version.

Who touches the work?

How many times?

How many systems?

How many handoffs?

How many exceptions?

3. What should disappear?

That's the most important question.

Not:

“What new feature should we add?”

But:

“What work should no longer exist?”


The statistics tell an uncomfortable story

Recent healthcare reporting reinforces the pressure.

The latest AMA data show physician burnout has declined overall, but some specialties continue to report burnout rates above 40%.

Meanwhile, a recent Healthcare IT News report found that nearly two-thirds of surveyed practice employees said manual data entry consumes at least an hour of their workday.

That's a lot of human attention.

And here's the interesting part.

We don't necessarily have to solve it with more people.

We can redesign the work.

That's where automation becomes interesting.


But AI doesn't automatically save time

This is where I'm intentionally skeptical.

AI vendors love saying:

“Save hours every week.”

Maybe.

Maybe not.

Recent medical commentary has questioned whether AI tools, including clinical documentation systems, always deliver the promised time savings in real-world practice.

Why?

Because implementation matters.

A tool can generate a draft.

Someone still has to review it.

A tool can identify a claim problem.

Someone still needs to validate it.

A tool can automate one task.

But if it creates two new tasks, you've gone backward.

That's why I don't think AI adoption should be the metric.

Work eliminated should be.


The new ROI question

Forget:

“How many AI features did we deploy?”

Ask:

How many unnecessary human touches did we remove?

Then ask:

What happened to the time we recovered?

That's where ROI becomes interesting.

If staff saved 100 hours and used them to process 100 more claims, that's one outcome.

If those 100 hours allowed them to answer patient calls faster, coordinate care, reduce delays and support physicians, that's another.

And if physicians recovered meaningful time with patients?

Now we're talking about something bigger than revenue-cycle efficiency.

We're talking about care capacity.


Three experts. Three lessons.

Jessica Valdez, MD, MPH, FAAP: don't underestimate the power of believing in a patient

Valdez treated Tabor when he was a teenager.

But she also encouraged his ambition to become a physician.

The lesson is profound:

A clinician's influence can outlive the clinical encounter.

Tabor didn't just survive cancer.

He carried something from that experience into his future profession.

Healthcare leaders should think about that.

Every patient encounter has an emotional component.

Every clinician has an opportunity to shape how a patient sees the future.

That cannot be reduced to a CPT code.


Richard Holt and the lesson of “boring” quality

Recent commentary in The Permanente Journal emphasizes patient perceptions of timeliness, coordination, clarity and kindness as meaningful aspects of cancer care.

Notice something.

None of those words sounds particularly futuristic.

That's the point.

Healthcare doesn't always need to become more complicated to become better.

Sometimes it needs to become easier to navigate.


Dr. Imamu “Mu” Tomlinson: AI should give physicians time, not take judgment away

Recent discussion around AI in healthcare has emphasized a boundary worth preserving:

AI can support physicians.

It should not casually replace human judgment in consequential medical decisions.

That is particularly important when decisions involve life-changing treatment, patient context or end-of-life care.

The principle applies to administrative AI too.

Automate the repetitive. Escalate the uncertain. Keep humans accountable.

Simple.

Not always easy.

But simple.


The myth of “full automation”

Here's a myth I would like healthcare leaders to retire:

The best AI system is the one that requires the least human involvement.

Not necessarily.

The best system is the one that puts human involvement where it creates the most value.

If AI can check 10,000 routine data points, let it.

If a physician needs to decide whether a complicated case is adequately supported, let the physician decide.

If a biller needs to handle an unusual payer situation, let the biller handle it.

The goal isn't zero humans.

The goal is humans doing human work.


Another myth: “Billing is just back-office work”

I disagree.

Billing is back-office infrastructure.

But infrastructure affects the front office.

A clinic with poor cash flow may delay hiring.

A practice with chronic denial problems may lose resources.

Administrative overload can contribute to burnout.

Billing confusion can frustrate patients.

So yes, billing is administrative.

But administrative doesn't mean irrelevant to patient care.


The legal and ethical line

AI-powered billing has another reality that should not be ignored.

Healthcare data is sensitive.

Claims are consequential.

Coding has compliance implications.

Documentation matters.

Payer contracts matter.

Privacy matters.

Auditability matters.

So a responsible system needs more than a clever model.

It needs:

security

access controls

audit trails

human review

data governance

clear accountability

appropriate vendor agreements

transparent workflows

The question isn't merely:

“Can AI do this?”

It is:

“Can AI do this safely, explainably and accountably?”


The workflow I want to see

Imagine this.

A claim is submitted.

The system notices a potential problem.

Instead of waiting for the payer to reject it, the system flags the issue.

It explains why.

It identifies supporting information.

It gives the billing professional a recommendation.

The professional approves.

The claim moves forward.

If the system isn't confident?

It escalates.

If the issue involves clinical judgment?

It doesn't pretend otherwise.

If the action has significant consequences?

A human remains in control.

That's not AI replacing healthcare workers.

That's AI respecting healthcare workers' time.


A six-step playbook for clinic owners

Step 1: Find your ugliest workflow

Not your most exciting one.

Your ugliest.

The one everyone complains about.

Step 2: Count the human touches

How many people touch it?

How many times?

Step 3: Identify the exception

What causes the workflow to break?

Step 4: Separate routine from judgment

Automate the routine.

Protect the judgment.

Step 5: Pilot one workflow

Don't transform the entire practice on Monday morning.

Start small.

Step 6: Measure what matters

Track:

Denial rate

Clean claim rate

Days in A/R

A/R aging

Staff touches

Time to resolution

First-pass resolution

Administrative minutes

And one more:

Physician attention returned.


What failure looks like

Let's be honest.

Some AI projects will fail.

Some integrations will be painful.

Some models will make mistakes.

Some staff will hate the first version.

Some workflows will turn out to be more complicated than expected.

That's normal.

The real failure is pretending otherwise.

The better approach is to build feedback loops.

Ask staff:

What did the system get wrong?

Ask physicians:

What interrupted you?

Ask billing teams:

What still requires manual work?

Ask patients:

Did anything actually become easier?

Innovation isn't the absence of failure.

It's learning faster than the failure costs you.


The funniest thing about healthcare innovation

We sometimes spend $500,000 trying to save five minutes.

Then discover the five minutes were spent because someone had to log into three different systems.

I'm exaggerating.

But only slightly.

Healthcare has accumulated layers of software over decades.

EHR.

Payer portal.

Clearinghouse.

Scheduling system.

Billing platform.

Fax.

Email.

Spreadsheet.

Password manager.

And, somewhere in the corner:

one person who knows how everything actually works.

That person is usually the real operating system.

And everyone is terrified they'll take a vacation.

That's not digital transformation.

That's institutional memory with a login.


The real opportunity for healthcare founders

If you're building healthcare technology, I would challenge you to stop asking:

“Where can we insert AI?”

Ask:

“Where is human attention being wasted?”

That is a better startup question.

Find repetitive cognitive work.

Find fragmented workflows.

Find expensive handoffs.

Find exception-heavy processes.

Find tasks physicians hate.

Find tasks nurses hate.

Find tasks billing teams hate.

Then design around the workflow.

Not the technology.

The technology is the means.

The workflow is the product.


Why small and midsize clinics matter

Large health systems can absorb inefficiency differently.

Small and midsize practices often cannot.

One employee leaving can matter.

One prolonged denial can matter.

One broken workflow can matter.

One hour of physician time can matter.

One unnecessary software subscription can matter.

That's why I believe healthcare automation needs to become more practical.

Less:

“Look what our AI can do.”

More:

“Here is the work we removed.”

That's a much harder claim.

It's also much more useful.


What I would measure at OnnX

If you're building an AI medical billing platform, vanity metrics are easy.

Number of claims processed.

Number of AI interactions.

Number of users.

Number of recommendations.

Those are interesting.

But I care more about:

How many claims required human intervention?

How quickly were denials identified?

How often were recommended corrections accepted?

How much manual work disappeared?

How much revenue moved through the system?

How much physician or staff attention was returned?

That is where the value lives.


The bigger idea: attention is infrastructure

We normally think of infrastructure as roads, buildings, networks and software.

I think healthcare has another form of infrastructure:

human attention.

And we're consuming it faster than we're replenishing it.

Every unnecessary click takes a little.

Every redundant form takes a little.

Every avoidable denial takes a little.

Every unnecessary notification takes a little.

Every poorly designed workflow takes a little.

Eventually, you have a clinician who is physically present but mentally fragmented.

That's dangerous.

Because the opposite of patient-centered care isn't necessarily cruelty.

Sometimes it's distraction.


Tyler Tabor gives us the test

Tyler Tabor's story gives healthcare technology a simple test.

Imagine Tabor's future patient.

Imagine that patient sitting across from him.

Imagine Tabor trying to listen.

Now imagine someone interrupts him with an unnecessary administrative task.

Then another.

Then another.

What should technology do?

Not make Tabor faster at multitasking.

Not give him another dashboard.

Not turn him into a more efficient administrator.

Give him his attention back.

Because someday, there may be another 18-year-old sitting on the other side of that gurney.

And that patient deserves the doctor.

Not the inbox.


The future of medical billing shouldn't look like more billing

This may sound strange coming from someone who founded an AI medical billing company.

But I don't want the future to be about making physicians better at billing.

I want it to be about making billing less visible to physicians.

That is the difference.

The physician should understand the economics of the practice.

Absolutely.

The physician should understand documentation and coding.

Yes.

But they shouldn't have to become a human middleware layer connecting every broken administrative system.

That's what software should be for.


Here's the argument I would make to healthcare leaders:

Stop trying to make physicians more efficient at doing unnecessary work.

Instead, eliminate the work.

That's harder.

It requires redesign.

It requires uncomfortable conversations.

It may require changing contracts, workflows, staffing models and software.

But that's where real innovation lives.

Not in adding another tool.

In removing a step.


Final Thoughts: What if the future of healthcare is actually less technological?

Tyler Tabor survived cancer.

His physician encouraged him.

His mother supported him.

His community helped him.

Now he's learning to become the physician on the other side of the gurney.

There is something almost beautifully old-fashioned about that story.

One human being helped another human being.

Then the first person decided to help someone else.

That's healthcare.

Technology should support that chain.

It shouldn't interrupt it.

So perhaps the question isn't:

“How much AI will healthcare use?”

Perhaps the better question is:

“How much unnecessary work can we remove before AI even becomes necessary?”

And when AI is useful, let's use it.

Let it search.

Let it summarize.

Let it detect patterns.

Let it organize.

Let it predict.

Let it prepare.

But when a patient looks across the room and asks:

“Doctor, what happens now?”

I don't want the system answering.

I want the physician to have enough attention left to answer.

That's the standard.

And perhaps that's what Tyler Tabor's story really teaches us.

The future physician may have better technology.

But the patient will still need a human being.


Get Involved

Here's the question I want to leave with physicians and clinic owners:

If you could permanently eliminate one administrative task from your practice tomorrow, what would it be?

Don't give me the polished answer.

Give me the task that makes you think:

“Why are we still doing this?”

Tell me in the comments.

And if this perspective resonates with you, repost it and bring another physician, practice owner, administrator, or healthcare innovator into the conversation.

Because healthcare doesn't need another slogan about transformation.

It needs fewer unnecessary steps.

Find one workflow. Fix one bottleneck. Give one clinician some attention back.

That's where meaningful change starts.


About the Author

Dr. Daniel Cham is a physician, medical consultant and healthcare entrepreneur focused on the intersection of medical technology, healthcare operations, medical billing and workflow automation.

He is the founder of OnnX, an AI-powered medical billing SaaS focused on helping small and midsize medical practices reduce unnecessary administrative friction.

His approach is deliberately practical:

Don't automate everything. Automate what shouldn't require human attention.

Connect with Dr. Cham on LinkedIn to learn more.


Continue the Conversation

Healthcare innovation is not just about building smarter technology.

It is about asking better questions about the work surrounding patient care.

For more perspectives on healthcare operations, medical billing, AI, workflow automation and medical practice innovation, explore:

·        Connect professionally on LinkedIn

Knowledge creates leverage. Better questions create better healthcare. Start there.

Check the Featured section of my LinkedIn profile for a free resource available without an email signup.

And if this article made you rethink the relationship between physician attention, administrative burden and healthcare technology, consider reposting it so another physician or clinic owner can join the conversation.


Disclaimer

This article is intended for general educational and informational purposes only. It is not legal, medical, compliance, financial or professional advice. Healthcare organizations should consult appropriately qualified professionals regarding their specific clinical, legal, regulatory, privacy, billing and technology circumstances.


References

1. University of New Mexico Health Sciences — “From Cancer Patient to Healthcare Provider”
The August 28, 2026 story chronicles Tyler Tabor's journey from Hodgkin's lymphoma patient at UNM Hospital to first-year medical student and highlights his relationship with pediatric oncologist Jessica Valdez.

2. American Medical Association — Administrative Burdens
The AMA identifies administrative burden as a factor that can interfere with the physician-patient relationship and provides resources aimed at reducing unnecessary administrative work.

3. Healthcare IT News — Healthcare practices and AI automation
Recent reporting highlights growing interest in AI and automation to reduce manual administrative work, while also noting fragmented software environments and privacy concerns.

#Healthcare #MedicalBilling #HealthcareAI #Physicians #ClinicOwners #HealthcareInnovation #MedicalPracticeManagement #RevenueCycleManagement #WorkflowAutomation #HealthTech #PhysicianBurnout #PatientCare #ArtificialIntelligence #HealthcareLeadership #DigitalHealth #IndependentPractice #ResponsibleAI #HealthcareOperations #MedicalTechnology #OnnX

The future of healthcare isn't about putting more technology between physicians and patients.

It's about using technology to remove the things that shouldn't be between them in the first place.

The goal isn't to make physicians better administrators. It's to give them more room to be physicians.

 

 

Friday, August 28, 2026

Alexandria Warner Needed a Kidney. Her Mother, Sue Levy Giles, Had One. Healthcare Found Another Way.

If healthcare can find a new path when a mother’s kidney doesn’t match her daughter, why do we keep accepting broken paths in medical billing?



“AI should be a tool that empowers physicians, restores time with patients, and ultimately humanizes healthcare.”Dr. Imamu “Mu” Tomlinson, emergency physician and CEO of Vituity

 

There is a healthcare story this week that has nothing to do with an AI unicorn, a billion-dollar acquisition, a new drug launch or another promise that technology will somehow save us from ourselves.

It is about a young woman named Alexandria Warner.

And her mother, Sue Levy Giles.

And a kidney.

And, surprisingly, it may tell us something important about medical billing.

Alexandria was a young college student when a devastating car crash changed the trajectory of her life.

The crash severely injured her. Among the consequences was catastrophic damage to her kidneys.

She eventually needed a transplant.

Her mother wanted to donate one of her kidneys directly to her daughter.

There was just one problem.

They weren't compatible.

That is where this story could have become another tragedy about the limits of medicine.

Instead, healthcare did something smarter.

It found another connection.

Sue Levy Giles entered a paired kidney donor exchange. She could donate her kidney to another compatible recipient, while Alexandria could receive a kidney from another donor.

The solution wasn't to force an incompatible match.

It was to redesign the network around the problem.

Alexandria eventually received a transplant, returned to college, graduated summa cum laude, traveled and began rebuilding her life. She later met the man who donated the kidney she received.

That story stopped me.

Not because of the transplant alone.

Because of the systems lesson hiding inside it.

When the first path didn't work, healthcare didn't say:

“Sorry. That's the workflow.”

It asked:

“What other path can work?”

Physicians should be asking that question about medical billing.

Because maybe we have been looking at the wrong problem.

Maybe healthcare doesn't have a billing problem.

Maybe it has a connection problem.

And billing is simply where the broken connections become expensive.


The kidney wasn't the only thing that needed to match

Think about what happened to Alexandria.

Her mother had something extremely valuable.

Alexandria needed that exact thing.

But the obvious connection failed.

So the healthcare system had to create another route.

That is sophisticated healthcare.

It isn't merely treating a patient.

It is orchestrating people, information, resources, timing and expertise until the right thing reaches the right person.

Now compare that with the average physician practice.

A patient walks into the office.

The physician evaluates the patient.

A diagnosis is made.

A treatment is provided.

The encounter is documented.

Someone codes it.

Someone submits the claim.

Then the payer says:

“No.”

Maybe because eligibility changed.

Maybe because authorization wasn't documented.

Maybe because a modifier is missing.

Maybe because the documentation doesn't support the submitted service.

Maybe because the payer has a different interpretation.

Maybe because the information existed in one system but not another.

Maybe because the claim simply fell into the great healthcare administrative Bermuda Triangle.

And now someone has to investigate.

Someone has to open a portal.

Someone has to call.

Someone has to send records.

Someone has to resubmit.

Someone has to follow up.

Someone has to remember to follow up again.

And again.

And again.

We call this revenue cycle management.

Sometimes I think we should call it:

“The art of asking six people for information that already existed somewhere.”

That may sound funny.

Until you're the physician paying for it.


Here's the uncomfortable question

Why are we so comfortable fixing billing problems after they happen?

We shouldn't be.

In most industries, repeated downstream failure would be considered a process-design problem.

In healthcare, we often call it:

“just part of billing.”

That phrase should make physicians uncomfortable.

If your practice repeatedly receives the same denial for the same reason, you don't have a denial problem.

You have a workflow problem.

If staff repeatedly re-enter the same information, you don't have a staffing problem.

You have a data-flow problem.

If physicians repeatedly have to answer administrative questions because information wasn't captured correctly the first time, you don't have a physician problem.

You have a system-design problem.

And if your billing vendor is constantly busy fixing preventable problems, that doesn't necessarily mean they're doing a great job.

It may mean your system is generating a lot of work.

Busy is not the same as efficient.


The healthcare industry has become very good at creating middlemen

Here's my contrarian take.

Healthcare doesn't necessarily need more people standing between the physician and payment.

It needs fewer unnecessary handoffs.

That is different.

I'm not arguing that every billing company should disappear.

I'm not arguing that every administrative employee should be replaced.

And I'm certainly not arguing that every problem can be solved with software.

Some human expertise is invaluable.

Some complexity is necessary.

Some payer rules are unavoidable.

But unnecessary complexity is still complexity.

And unnecessary handoffs create opportunities for errors.

Think about the typical journey:

Patient → front desk → EHR → clinician → coder → billing team → clearinghouse → payer → payer portal → denial queue → billing team → practice → payer

That's a lot of places for information to get lost.

A small physician-owned practice can spend an extraordinary amount of energy simply moving information from one place to another.

The physician doesn't see that work.

The patient doesn't see that work.

But somebody pays for it.

Usually the practice.


Alexandria's story offers a better model

The paired kidney exchange is powerful because it doesn't ask the wrong question.

The wrong question is:

“Can this kidney go directly to this patient?”

The better question is:

“Can we create a network that gets a compatible kidney to this patient?”

That distinction is everything.

Now apply it to billing.

The traditional question is:

“Why did this claim deny?”

The better question is:

“What happened upstream that made this claim likely to deny?”

The traditional question is:

“Who will work this account?”

The better question is:

“Why did this account require manual intervention?”

The traditional question is:

“How many claims did we process?”

The better question is:

“How many claims required rework?”

The traditional question is:

“How fast did we resolve the denial?”

The better question is:

“How many similar denials did we prevent?”

That's the shift.

From reactive billing to preventive revenue-cycle design.


The biggest billing problem may occur before billing begins

This is the core thesis behind my work as a physician-founder.

The claim is downstream.

The problem often starts upstream.

Consider a simple example.

A physician performs a procedure.

The clinical work is appropriate.

The patient is eligible.

The physician documents the encounter.

But one required piece of information isn't captured correctly.

The claim is submitted.

The payer rejects it.

The billing department sees the rejection.

A biller investigates.

The biller contacts the practice.

The practice contacts the physician.

The physician reviews the chart.

The missing information is located.

The claim is corrected.

It goes back.

Eventually it gets paid.

Everyone celebrates.

But should we?

We just spent time from:

  • the biller;
  • the medical assistant;
  • the physician;
  • the practice administrator;
  • and the payer.

All to recover from an error that may have been preventable at the point of capture.

That isn't revenue-cycle optimization.

That's revenue-cycle archaeology.


Physicians didn't go to medical school to become claims detectives

Most physicians already know this.

The problem is that they have become remarkably good at tolerating it.

They tolerate payer portals.

They tolerate prior authorization.

They tolerate documentation requests.

They tolerate denials.

They tolerate inboxes.

They tolerate duplicate data entry.

They tolerate software that requires another software to explain the first software.

Why?

Because physicians are trained to solve problems.

Give a physician a broken process and eventually they'll build a workaround.

That's one of medicine's greatest strengths.

It is also one of healthcare's biggest weaknesses.

Because the workaround becomes normal.

Then the workaround becomes policy.

Then the policy becomes workflow.

Then someone builds software around the workflow.

And suddenly we're calling a historical accident “best practice.”


I question the phrase “best practice”

Healthcare loves the phrase.

Best practice.

It sounds authoritative.

It sounds evidence-based.

It sounds settled.

But sometimes “best practice” simply means:

“This is how we've always done it.”

If your practice has always checked something manually, that doesn't mean it should remain manual.

If your practice has always outsourced billing, that doesn't mean outsourcing is automatically optimal.

If your practice has always accepted a certain denial rate, that doesn't mean the rate is acceptable.

If your staff has always spent Friday afternoon chasing unpaid claims, that doesn't mean Friday afternoons were designed for that.

Question the workflow.

Respect the people.

Challenge the process.


The numbers matter

A practice owner should know more than total collections.

You need to understand the mechanics underneath the number.

Start with:

Clean claim rate

How many claims leave the practice correctly the first time?

First-pass resolution

How many claims get paid without intervention?

Denial rate

How many claims are rejected?

More importantly:

Why?

Avoidable denial rate

How many failures could reasonably have been prevented?

Days in accounts receivable

How long is earned revenue sitting unpaid?

A/R over 90 days

Old receivables are particularly important because recovery generally becomes harder as time passes.

Rework rate

How often does someone have to touch the same claim more than once?

This one deserves more attention.

Because rework is the shadow cost of poor information.

Cost to collect

How much labor and vendor expense are required to turn billed services into cash?

Manual intervention rate

What percentage of the revenue cycle still requires a human to move information, check a status or correct something?

These numbers tell a much better story than:

“We processed 25,000 claims this month.”

Congratulations.

How many needed fixing?


The latest kidney story makes the point even more relevant

This isn't merely an analogy.

There is a larger healthcare movement underway around the same concept: remove friction between people and lifesaving resources.

On August 27, 2026, HHS announced the winners of the KidneyX EMPOWER: Living Link Prize Challenge, a $4 million initiative focused on improving living kidney donation and developing patient-centered solutions.

The KidneyX program describes a stark reality: nearly 100,000 Americans are waiting for a kidney transplant, while living kidney donation has remained below roughly 7,000 donations annually for years.

The lesson is not simply:

“We need more kidneys.”

It is:

We need better pathways between potential donors and patients who need them.

That is an innovation problem.

And so is medical billing.


Expert perspective: Dr. Anthony Watkins

Dr. Anthony Watkins, enterprise kidney transplant director at Jefferson Health, has discussed the profound shortage of kidneys available for transplantation and the disparities surrounding access.

His perspective adds an important layer to Alexandria's story.

The healthcare system doesn't operate simply by having enough medical knowledge.

It also needs the infrastructure to connect resources to people.

A kidney sitting inside a compatible donor is not yet a transplant.

A medical service documented in an EHR is not yet revenue.

In both cases, there is a network between the resource and the outcome.

That network matters.


Expert perspective: Dr. Ezekiel Emanuel

Healthcare policy expert Ezekiel Emanuel, MD, PhD, has spent years examining healthcare costs, administrative complexity and payment reform.

One of the broader lessons from that work is that healthcare cannot meaningfully reduce costs by looking only at clinical care.

Administrative structure matters.

Payment structure matters.

Workflow matters.

The machinery surrounding care matters.

That should be obvious.

But we often talk about healthcare innovation as though the only interesting thing happens inside the exam room.

It doesn't.

Sometimes the most expensive problem is sitting outside the exam room.


Expert perspective: Alexandria Warner

Then there is Alexandria herself.

Her perspective may be the most important one.

She described learning, through her transplant experience, what it actually meant to live on dialysis and wait for a transplant.

That distinction matters.

Healthcare professionals often experience healthcare through procedures and workflows.

Patients experience it through time.

Waiting.

Calling.

Traveling.

Dialysis.

Appointments.

Recovery.

Uncertainty.

Hope.

That is why operational friction matters.

A five-minute administrative problem for a staff member can become another week of delay for a patient.

A missing document can become another appointment.

A delayed authorization can become delayed care.

A denied claim may become financial stress for the practice that provides the care.

Everything is connected.


Here is the paradox of healthcare technology

We have more technology than ever.

And sometimes more administrative work than ever.

That's not because technology doesn't work.

It's because we often digitize the existing process instead of redesigning the process.

We take paper forms and put them online.

We take phone calls and turn them into portals.

We take manual queues and give them dashboards.

We take spreadsheets and give them cloud storage.

We take repetitive work and put an AI label on it.

But the underlying workflow remains intact.

That's not transformation.

That's digitized bureaucracy.

The better question is:

What work should disappear?

Not:

What work should become digital?


The OnnX thesis

This is why I founded OnnX.

Not because healthcare needs another billing dashboard.

It doesn't.

Not because physicians need another complicated platform.

They don't.

The thesis is simpler:

Medical billing should become more deterministic.

The goal is to reduce unnecessary intermediaries and improve the quality of information before it becomes a claim.

That means thinking upstream.

Clinical information.

Operational information.

Payer requirements.

Eligibility.

Documentation.

Coding.

Claim construction.

Submission.

Follow-up.

These shouldn't feel like unrelated islands.

They are parts of one financial and clinical workflow.

The better the connections, the less repair work is required downstream.


What I would do if I owned a small practice today

I wouldn't start by buying new software.

I'd start with ten denied claims.

Just ten.

Put them on a table.

Then ask:

Why did each one fail?

Don't accept:

“Payer issue.”

That's not a root cause.

Ask again.

Was it eligibility?

Authorization?

Coding?

Documentation?

Demographics?

Timely filing?

Coordination of benefits?

Payer configuration?

Missing information?

Then ask the uncomfortable question:

Could this have been prevented?

Now look for repetition.

If five of your ten denials have the same underlying cause, congratulations.

You just found a process problem.

You don't need a motivational speech.

You need to fix the process.


The five-question physician-owner audit

Try this this week.

1. Where are we losing information?

Follow one claim from the exam room to payment.

2. Where are we re-entering information?

Every duplicate entry is a potential error point.

3. Where are humans acting as bridges between systems?

Those are potential workflow opportunities.

4. Where are claims failing repeatedly?

Don't just fix them.

Find the pattern.

5. What work would disappear if the process were designed correctly?

That is the question most technology roadmaps forget to ask.


The billing department should become boring

This may be my favorite contrarian idea.

Good billing should be boring.

No drama.

No heroic recovery stories.

No Friday afternoon “emergency denial rescue.”

No celebrating because somebody recovered $40,000 after a claim sat untouched for four months.

If the same type of failure keeps happening, stop celebrating the rescue.

Prevent the fire.

A great revenue cycle should feel almost uneventful.

Claims go out.

Clean claims get paid.

Exceptions are surfaced.

Humans handle the exceptions.

Root causes are measured.

Workflows improve.

Repeat.

That's it.

Boring is beautiful.


What about AI?

AI can help.

But let's lower the temperature.

The question isn't:

“Does your billing platform have AI?”

That question is almost meaningless now.

Ask:

What does the AI actually do?

Does it identify missing information?

Does it recognize patterns in denials?

Does it route exceptions?

Does it detect inconsistencies?

Does it reduce manual work?

Does it improve accuracy?

Can a human understand why it made a recommendation?

What happens when it is uncertain?

Those questions matter.

AI should not become another middleman between the physician and the truth.

It should reduce the number of steps between them.


AI is not a substitute for workflow design

This is particularly important for physician entrepreneurs.

You can build an extraordinary model.

But if the data going into it are incomplete, inconsistent or poorly structured, the output can be confidently wrong.

That's why I believe data quality comes before AI sophistication.

Garbage in, garbage out is still true.

Healthcare just has better branding for it now.


The legal problem nobody wants to discuss

Automation doesn't eliminate compliance responsibility.

It can make governance more important.

Medical billing operates within a complicated environment involving:

HIPAA

protected health information

coding rules

documentation requirements

payer contracts

fraud and abuse laws

false claims considerations

authorization requirements

state and federal requirements

business associate agreements

auditability

If software touches patient information or influences billing decisions, practices need to understand what the system does.

Who has access?

Where does data go?

What gets stored?

Can actions be audited?

Can a human override a recommendation?

What happens when the system is wrong?

The future of healthcare automation isn't:

human versus machine.

It is:

human judgment + machine assistance + accountable governance.


Ethical considerations

There is also an ethical issue here.

A physician-owned practice is a business.

Some people become uncomfortable saying that.

They shouldn't.

A practice must generate enough revenue to pay staff, maintain equipment, invest in care, comply with regulations and remain open.

Financial sustainability is not the enemy of patient care.

It is one of the conditions that makes continued patient care possible.

The ethical line is elsewhere.

The goal isn't to maximize every dollar at any cost.

The goal is to accurately collect legitimate reimbursement for legitimate care while protecting patients, maintaining compliance and minimizing unnecessary administrative burden.

That's a very reasonable goal.


The danger of outsourcing everything

Outsourcing can be useful.

But outsourcing should never mean:

“I have no idea what is happening.”

If you outsource your billing, ask for visibility.

You should know:

What was submitted?

What was accepted?

What was denied?

Why?

What is outstanding?

What is aging?

What is being appealed?

What is being corrected?

What is being prevented?

If the answer to all of those questions is:

“Don't worry. We handle it.”

I'd worry.


The danger of buying another dashboard

Healthcare leaders sometimes respond to complexity by purchasing visibility.

Then they discover they have:

  • an EHR dashboard;
  • a billing dashboard;
  • a denial dashboard;
  • a payer dashboard;
  • an analytics dashboard;
  • an AI dashboard;
  • a compliance dashboard.

Eventually the physician needs a dashboard to manage the dashboards.

That is not progress.

Visibility without action is decoration.

The best system tells you:

what happened, why it happened, what matters, and what should happen next.


Myth Buster

Myth: “Denials are unavoidable.”

Some are.

Preventable recurring denials are not.

Myth: “A busy billing department means the practice has strong revenue-cycle management.”

No.

A busy department may simply mean the system creates lots of work.

Myth: “The solution is always more staff.”

Sometimes.

But adding people to a broken process can make the process more expensive without making it better.

Myth: “AI will eliminate billing problems.”

No.

AI can reduce certain types of work.

It cannot rescue fundamentally poor workflows by itself.

Myth: “Outsourcing removes responsibility.”

No.

It transfers operational work.

It doesn't transfer accountability.

Myth: “The cheapest billing solution is the most efficient.”

Not if it produces more denials, more rework and more management overhead.


The metrics I would put on one page

Forget the 47-slide vendor presentation.

Start with:

Clean claim rate

First-pass payment rate

Avoidable denial rate

Days in A/R

A/R over 90 days

Rework rate

Manual intervention rate

Net collection rate

Cost to collect

Time from encounter to clean claim

If you improve these metrics, you are probably improving something real.

If you only increase the number of claims processed, you may simply be moving faster in the wrong direction.


A practical 30-day reset

Week 1: Diagnose

Select a representative sample of claims.

Identify the top five failure reasons.

Don't buy anything.

Just learn.

Week 2: Map

Trace each failure upstream.

Where did the problem begin?

Where was it first visible?

Where could it have been prevented?

Week 3: Fix

Choose one recurring failure.

Change the workflow.

Train the team.

Automate where appropriate.

Week 4: Measure

Compare the baseline with the new process.

Did the failure decrease?

Did staff time decrease?

Did clean claims increase?

Did the practice collect faster?

If not, change course.

This is not glamorous.

It works anyway.


What healthcare founders should learn from Alexandria Warner

If you're building healthcare technology, don't start with the technology.

Start with the broken connection.

Ask:

What is the patient trying to accomplish?

Where does the journey break?

Who currently acts as the bridge?

Why?

What information is missing?

What creates delay?

What work is repetitive?

What requires judgment?

What can be automated?

What must remain human?

And perhaps the most important question:

What happens if we do nothing?

Healthcare founders sometimes build solutions for problems that are annoying.

The best companies solve problems that are expensive, persistent and painful.

Administrative friction qualifies.

But only if you solve the actual friction.

Not the symptom.


What physicians should demand from healthcare technology

Don't be impressed by features.

Ask for outcomes.

Show me the reduction in manual work.

Show me the improvement in clean claims.

Show me the reduction in avoidable denials.

Show me the time saved.

Show me how exceptions are handled.

Show me the audit trail.

Show me what happens when the system is wrong.

And then ask:

Can my staff actually use this?

The most sophisticated technology in the world is worthless if the practice hates using it.


The future is not fully automated healthcare

I don't think that's the goal.

The future should be better coordinated healthcare.

Humans should do what humans are good at.

Machines should do what machines are good at.

Systems should connect them.

That is the lesson I take from Alexandria's story.

Her mother's kidney wasn't the wrong resource.

It simply wasn't the right match.

The solution was not to blame the kidney.

The solution was to build a better network.

Healthcare billing deserves the same mindset.


The deeper lesson: stop fixing the last mile

We spend enormous energy repairing problems at the end of the process.

The denial.

The rejected claim.

The unpaid balance.

The missing document.

The payer request.

The appeal.

The phone call.

The fax.

The portal.

The spreadsheet.

The reminder.

The follow-up.

The second follow-up.

The third follow-up.

But the last mile is often where the problem becomes visible.

It isn't necessarily where the problem begins.

Fix upstream.

That is where the leverage is.


What Alexandria's mother understood instinctively

Sue Levy Giles wanted to help her daughter.

The direct path didn't work.

She didn't conclude that helping was impossible.

She accepted that the path had to change.

That is an extraordinary lesson for healthcare leaders.

Sometimes the most dangerous sentence in healthcare is:

“That's just how it works.”

No.

That's how it works today.

There is a difference.


Final Thoughts: Healthcare doesn't need more heroic work

It needs fewer situations requiring heroes.

We celebrate the biller who recovers a huge claim.

The nurse who stays late.

The physician who finishes charts at midnight.

The administrator who fixes the payer mess.

The transplant team that solves the impossible match.

Those people deserve recognition.

But there is another kind of excellence.

Designing the system so the heroic intervention is needed less often.

That's where healthcare should be going.

Alexandria Warner needed a kidney.

Her mother, Sue Levy Giles, wanted to give her one.

The direct path failed.

Healthcare found another path.

That is what good systems do.

They don't confuse the first failed connection with the end of the journey.

They redesign the connection.

For physician-owned practices, the same principle applies.

When a claim fails, don't simply work harder.

Ask why.

When staff are overwhelmed, don't automatically hire more people.

Ask where the work comes from.

When technology creates more complexity, don't buy another tool.

Ask whether the complexity itself should exist.

When a billing process requires constant human rescue, don't celebrate the rescues.

Redesign the process.

The future of healthcare won't be won by whoever adds the most technology.

It will be won by whoever removes the most unnecessary friction without removing the humanity from care.

And that is why a story about one woman, one mother and one kidney is actually a story about the future of medical practice.

The best healthcare systems don't merely have more resources.

They make better connections between the resources they already have.

Maybe it's time we did the same with medical billing.


Get Involved

Here is the question I want to leave with physicians and clinic owners:

What is the one administrative process in your practice that everyone has accepted as “normal” even though you know it is unnecessarily complicated?

Is it billing?

Denials?

Prior authorization?

Eligibility?

Documentation?

Referrals?

Payer portals?

A/R follow-up?

Or something else?

Tell me in the comments.

I am particularly interested in the problems physicians have stopped complaining about because they have simply learned to live with them.

Share this article with another physician or clinic owner who spends too much time fixing administrative problems that should have been prevented upstream.

And if you believe physician-owned practices deserve better infrastructure, get involved.

Ask harder questions.

Challenge “best practices.”

Share what works.

Share what fails.

Help move healthcare from reactive administration toward intelligent, connected workflows.

Don't just accept the broken connection.

Find it.

Fix it.

Build something better.


About the Author

Dr. Daniel Cham is a physician, healthcare technology consultant and entrepreneur focused on the intersection of medical practice, healthcare operations, medical billing and artificial intelligence.

He is the founder of OnnX, an AI-powered medical billing SaaS focused on reducing unnecessary intermediaries and helping small and medium-sized physician-owned practices improve revenue-cycle workflows.

His work focuses on a practical question:

How can technology give clinicians more time to practice medicine instead of creating more administrative work?

Connect with Dr. Daniel Cham on LinkedIn:

Dr. Daniel Cham on LinkedIn


Disclaimer

This article is intended for general educational and informational purposes only. It does not constitute medical, legal, compliance, financial or professional advice. Healthcare organizations and professionals should consult appropriately qualified experts regarding their individual clinical, legal, regulatory, billing, technology and operational circumstances.


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Three Current References

Alexandria Warner and Sue Levy Giles — WHYY

WHYY's current report tells the human story of Alexandria Warner's kidney failure after a devastating crash, her mother's desire to donate directly, their incompatibility, and the paired-donor pathway that ultimately helped Alexandria receive a transplant.

Read the WHYY report

HHS KidneyX EMPOWER — Living Kidney Donation

HHS announced the 2026 KidneyX EMPOWER winners on August 27, highlighting a $4 million initiative designed to address barriers to living kidney donation and advance patient-centered innovation.

Read the HHS announcement

KidneyX — Living Donation Challenge

KidneyX describes the larger problem: nearly 100,000 Americans are currently waiting for kidney transplantation, while living kidney donation has remained below approximately 7,000 annually.

Explore KidneyX EMPOWER

#HealthcareInnovation #HealthcareAI #MedicalBilling #RevenueCycleManagement #PhysicianEntrepreneur #PhysicianLeadership #MedicalPractice #HealthcareOperations #IndependentPhysicians #ClinicOwners #DigitalHealth #HealthTech #HealthcareTransformation #PatientCenteredCare #KidneyTransplant #OrganDonation #HealthEquity #HealthcareLeadership #PracticeManagement #AIinHealthcare #RevenueCycle #MedicalPracticeManagement #PhysicianOwnedPractice #FutureOfHealthcare

 

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