Monday, October 12, 2026

Seven Months Waiting for a Heart: Selma Davis’s Story and the Healthcare Work We Should Eliminate

Why healthcare’s next breakthrough may not be doing more work faster—but preventing unnecessary work from happening in the first place.



“These burdens can be reduced or eliminated through thoughtful interventions at all levels of the health care system.” — Centers for Medicare & Medicaid Services (CMS), Optimizing Care Delivery: A Framework for Improving the Health Care Experience.


Six-year-old Selma Davis’s transplant journey offers a powerful reminder of what healthcare is ultimately about: people. But while the industry races to automate everything from documentation to billing, a more uncomfortable question remains: How much of the work we are getting better at managing should never have existed in the first place? For physicians and clinic owners, the answer could reshape how we think about AI, administrative burden, and the future of medical billing.

 

The word worth paying attention to is eliminated.

Not merely automated. Not transferred to another department. Not buried beneath a more attractive dashboard.

Eliminated.

That distinction matters more than ever as healthcare embraces artificial intelligence, automation, and increasingly sophisticated software.

We are becoming very good at doing things faster. But are we getting equally good at questioning whether those things need to be done at all?

Consider what happens when a claim contains incorrect insurance information.

The claim is rejected. A biller investigates. Someone contacts the front desk. A staff member checks the patient record. The information is corrected. The claim is resubmitted. Another employee monitors the outcome.

Now introduce AI.

The system detects the rejection faster, categorizes the reason, drafts a message, prioritizes the follow-up, and produces a beautiful report.

Impressive.

But if the original information could have been captured accurately and validated earlier, how much of that downstream activity was necessary?

We may have made the recovery process more efficient without preventing the problem.

In other words, we have built a faster ambulance for an accident we might have prevented.

And healthcare is not short of ambulances, digital or otherwise.

My contrarian view: the next major opportunity in healthcare technology may not be automating more work. It may be eliminating the work that should never have existed.


Seven months waiting for a heart

A story from Nashville, Tennessee, makes the human stakes of healthcare innovation impossible to ignore.

Six-year-old Selma Davis spent more than seven months waiting for a donor heart at Monroe Carell Jr. Children’s Hospital at Vanderbilt.

For a child, seven months is an enormous stretch of life. For a family waiting for a transplant, every day carries uncertainty that most of us can scarcely imagine.

Selma’s father, Jessie Davis, carried her toward surgery. Her mother, Rachel Elder Davis, accompanied her. Her grandmother, Donna Elder, known as “DeeDee,” and her grandfather, Charles Elder, were part of the family supporting her through the ordeal.

Her medical team included pediatric heart transplant surgical director Dr. Ziv Beckerman, congenital heart surgeon Dr. Garrett Coyan, transplant surgeon Dr. Aaron Williams, and pediatric heart failure and transplant cardiologist Dr. Rachel Harris. One of Selma’s favorite nurses, Kaylee McGuire, helped comfort her. The hospital’s therapy dog, Squid, offered another kind of companionship.

According to reporting by The Tennessean, Selma’s transplant involved a donor heart recovered after circulatory death and a preservation approach developed at Vanderbilt that could help expand the pool of hearts available for transplantation.

This is innovation with a deeply human purpose: expanding possibilities for patients who need a second chance at life.

Selma’s story is not evidence that medical billing inefficiencies affected her treatment. There is no basis for making that claim. Her transplant journey and the administrative problems faced by physician-owned practices are different subjects.

But the story prompts a broader question about healthcare.

When we talk about innovation, are we measuring the sophistication of the technology—or the meaningful problem it helps solve?

That is a question worth asking whether we are discussing transplant medicine, clinical workflows, or medical billing.

A breakthrough should be judged by what it makes possible, what burden it removes, and whether it improves an outcome that matters.

Technology is the means. Human benefit is the point.


Healthcare has an automation addiction

The current technology conversation often follows a predictable pattern.

A problem appears. We introduce software.

The software adds steps. We introduce integration.

The integration fails. We assign someone to reconcile the data.

The reconciliation produces another exception. We create a dashboard.

The dashboard becomes overwhelming. We introduce AI to summarize the dashboard.

At some point, it is fair to ask whether we are improving healthcare or simply creating increasingly sophisticated ways to manage its complexity.

If an unnecessary process can be automated, we may have created a more efficient unnecessary process.

That is not transformation. That is administrative friction with better branding.

To be fair, automation can be tremendously valuable. It can reduce repetitive work, identify exceptions, improve access to information, and help staff focus on tasks requiring human judgment.

The mistake is assuming that automation automatically produces improvement.

Imagine a clinic that repeatedly contacts patients to obtain information missing from their records.

A new system sends reminders automatically. Staff no longer have to make every call manually.

That may save time.

But suppose the information was missing because the registration process was confusing, the required fields were unclear, or the information captured during scheduling was never transferred into the billing workflow.

The reminders may be useful, but they do not resolve the source of the problem.

The clinic has automated the chase.

What if the better solution is to prevent the missing information in the first place?

The answer will depend on the circumstances. Some information cannot be obtained in advance. Some patients need assistance. Some processes involve legitimate uncertainty.

But those realities are reasons to design better systems, not reasons to stop asking questions.

AI should help healthcare eliminate unnecessary work—not simply help it become more productive at repeating it.


The hidden economics of “just one more step”

Small and medium-sized physician-owned clinics understand the cumulative cost of administrative friction.

One missing field may seem insignificant. One insurance discrepancy may take only a few minutes to correct. One unclear handoff may require a quick message.

But multiply those events across a busy practice, and the work accumulates.

A front-desk employee corrects patient information. A medical assistant tracks down missing details. A clinician clarifies documentation. A biller investigates a rejected claim. A practice manager tries to understand why payment is delayed.

Everyone is working.

Yet the underlying problem may be a small piece of information that was not captured correctly at the beginning.

This is how administrative burden grows: not necessarily through one enormous failure, but through hundreds of recurring exceptions that become part of the daily routine.

Eventually, people stop questioning the process.

“That’s how we’ve always done it.”

“The system requires it.”

“We need someone to double-check.”

“We tried fixing it before.”

Sometimes these explanations are legitimate. Healthcare has real compliance obligations, clinical safeguards, payer requirements, and operational constraints.

But sometimes a recurring manual check is a warning sign.

It may indicate that information is not reliable, that systems cannot share it properly, or that no one can tell whether a task has actually been completed.

A recurring workaround may be evidence of a recurring process failure.

And when organizations respond by adding another check without investigating the cause, they can end up paying several people to compensate for a weakness nobody has taken ownership of fixing.

That is not always a staffing problem.

Sometimes it is a design problem.


Medical billing begins before the claim

Medical billing is often treated as a downstream function.

The patient receives care. The encounter is documented. The claim is created. The billing team takes over.

When the claim is denied or payment is delayed, the billing department is expected to investigate and resolve the issue.

But the person who encounters a problem is not necessarily the person—or process—that created it.

A claim can be affected by missing information, inaccurate demographics, coverage discrepancies, incomplete documentation, authorization issues, coding questions, or a breakdown in the handoff between departments.

Each issue has a different cause and requires a different response.

Yet the billing team often inherits the consequences after the original opportunity to prevent the problem has passed.

This is why I believe medical billing is a data-quality problem as much as it is a workflow problem.

A billing system can process information efficiently. It cannot reliably compensate for information that is absent, inaccurate, or inaccessible.

An AI tool can summarize a clinical note. It cannot make an undocumented fact true.

A dashboard can flag an authorization request. It cannot turn that request into an approval.

An automated claim system can identify a discrepancy. It cannot always determine the correct resolution without additional information or human judgment.

Garbage in, beautifully summarized, is still garbage.

The answer is not to abandon billing tools. Practices need effective systems to submit claims, track payments, manage denials, and resolve exceptions.

The opportunity is to improve the information and processes feeding those systems.

Was the relevant information captured accurately? Was it available to the people who needed it? Was the handoff clear? Could the problem have been detected earlier? Is the practice paying staff to repair the same category of mistake repeatedly?

Those are not merely billing questions.

They are questions about how a practice operates.


Stop measuring activity as if it were achievement

Healthcare technology often celebrates activity.

Claims processed. Tasks automated. Messages generated. Exceptions identified. Minutes saved.

These metrics can be useful. But they do not automatically demonstrate that a practice is performing better.

A system that identifies twice as many exceptions may be more capable—or it may be exposing a process that generates too many exceptions.

A tool that sends more reminders may increase activity without reducing delays.

A dashboard that reports more detailed denial data may improve visibility without changing the reasons claims are denied.

The important question is what happens next.

Are fewer errors recurring? Is the information more complete? Are staff members spending less time reconstructing events? Are claims more likely to be accepted on the first submission? Are unresolved issues being addressed earlier?

A claim submitted is not necessarily a claim paid.

An authorization request is not an approval.

A task marked complete is not proof that the intended outcome occurred.

Activity is not the same as completion.

The distinction should shape how practices evaluate technology.

Rather than asking only how many tasks a system performs, ask how many unnecessary tasks it prevents, how much avoidable rework it reduces, and whether it improves the final result.

Not every improvement will produce immediate financial savings. Some will improve reliability, reduce risk, or free staff capacity for other work.

Those benefits matter, but they should be measured honestly rather than buried beneath a vendor’s impressive productivity statistics.


Before buying more AI, ask three uncomfortable questions

AI can be part of the solution, but it should not be the starting assumption.

Before adopting another tool, physicians and clinic owners should ask:

1. Should this task exist at all?

Is the task required for patient safety, accurate billing, compliance, or another legitimate purpose? Or does it exist because the process is unreliable?

2. If the task is necessary, why is it so difficult to complete correctly?

Is the information missing? Is the system disconnected? Is responsibility unclear? Are requirements poorly communicated? Is there a genuine constraint the practice cannot control?

3. What would make the task unnecessary—or prevent it from recurring?

Could the practice improve data capture, validate information earlier, clarify a handoff, or make status information accessible? Would automation help after the process is redesigned?

These questions sound simple. Their implications are not.

They challenge the assumption that every existing task deserves to survive simply because it has become familiar.

A process may be necessary. It may also be poorly designed.

A task may be unavoidable. The repeated corrections surrounding it may not be.

And sometimes the most effective solution is not a new technology product. It is a clearer process that everyone can follow reliably.

The best tool is the one that addresses the actual problem—not necessarily the one with the most impressive demonstration.


A practical framework for eliminating avoidable rework

The good news is that a practice does not need to redesign its entire operation to begin.

Start with one recurring problem.

1. Identify the work everyone has learned to tolerate

Ask the people doing the work:

  • What do you have to correct repeatedly?
  • Which information is hardest to find?
  • Where do handoffs break down?
  • Which tasks require repeated follow-up?
  • What causes the same exceptions to return to the work queue?

Listen before selecting a solution. Staff members closest to a process often understand its weaknesses better than anyone looking at it from a distance.

2. Trace the problem to its origin

Suppose billers repeatedly contact clinical staff to clarify documentation.

Do not immediately conclude that the practice needs a better messaging tool.

Investigate the pattern. Are requests concentrated around particular encounter types? Are documentation expectations unclear? Is the information available but inaccessible? Is a payer requirement being misunderstood?

The visible problem may have several possible causes. Find the actual one before prescribing a solution.

3. Separate necessary work from avoidable rework

Map the process from its beginning to its final outcome.

Identify which steps are required for clinical, legal, operational, or payer reasons. Then identify where work is repeated because information is missing, inconsistent, delayed, or inaccessible.

Do not remove safeguards simply because they add time.

Instead, ask whether they can be made more reliable or whether the conditions requiring repeated checks can be corrected.

4. Fix the source before adding another layer

If information is inaccurate, improve how it is captured and validated.

If systems cannot share necessary information, examine integration and access.

If responsibility is unclear, define ownership.

If tasks depend on memory, make status and next steps visible.

If a requirement is unavoidable, make compliance with it as clear and efficient as possible.

Then determine whether automation can reliably support the redesigned process.

5. Measure the outcome

Establish a baseline before changing the workflow.

Depending on the problem, useful measures might include:

  • First-pass claim acceptance or clean-claim rate.
  • Denial rate and the reasons for denials.
  • Frequency of corrected or resubmitted claims.
  • Staff time spent on repeated data entry and follow-up.
  • Time required to resolve missing-information exceptions.
  • Days in accounts receivable, interpreted alongside payer mix and other relevant factors.
  • The proportion of tasks completed correctly without intervention.

Compare results over a reasonable period. Account for changes in volume, staffing, payer behavior, and other relevant factors.

Do not assume that every improvement automatically becomes a cash saving. Reduced staff time may free capacity rather than reduce payroll.

That capacity still has value, but the business case should reflect what actually changed.

6. Confirm that the work really disappeared

This is where many improvement efforts fall short.

A new tool is installed. The team likes the interface. The vendor reports successful automation. Everyone celebrates.

But did the work disappear, or did it move somewhere else?

Perhaps the AI drafts a message, but an employee must still verify every detail. Perhaps a claim is flagged automatically, but no one owns the exception. Perhaps duplicate entry disappears from one screen but remains necessary in another.

A task is not eliminated just because the software no longer displays it.

Follow the process all the way to the outcome.

If the work has simply moved, the improvement may be smaller than expected.


The financial case for preventing problems

Avoidable rework has a cost.

Staff spend time finding information, checking records, communicating across departments, correcting errors, resubmitting claims, and monitoring unresolved issues.

Those hours have an opportunity cost.

A staff member correcting a preventable mistake cannot spend that same time helping a patient, resolving a complex claim, or improving the practice’s operations.

The actual financial impact varies by clinic, specialty, payer mix, staffing model, and error type. It would be misleading to promise that eliminating a particular number of administrative steps will automatically produce a specific return.

A better approach is to calculate the local cost.

Estimate the staff hours consumed by a recurring problem. Determine the relevant labor cost. Measure how much of the work remains after an intervention. Separately assess whether the change affects payment timing, denial recovery, or other financial outcomes.

Avoid double-counting benefits. An hour saved is not necessarily an hour of direct cash savings if staffing costs remain unchanged.

It may instead be capacity that can be redirected toward higher-value work.

The strongest business case is grounded in evidence: a clearly defined problem, a targeted intervention, and a measurable result.

No magic AI multiplier required.

Just a problem worth solving, a thoughtful approach, and a way to determine whether it worked.


The human cost of unnecessary work

There is another cost that does not always appear on a dashboard.

Administrative friction changes how people experience their work.

When employees repeatedly correct the same errors, they can begin to feel that the system is designed to make them fail. When responsibility is unclear, people spend time protecting themselves from blame rather than improving the process. When queues constantly refill, completion can feel permanently out of reach.

This is not to say that administrative work is the sole cause of burnout or that technology alone can solve workforce problems. Healthcare teams face many pressures.

But avoidable rework is worth examining because it consumes time without necessarily adding value.

It can also reveal an organizational habit: expecting the people closest to the problem to compensate indefinitely for weaknesses in the system.

A better question is not simply, “Who made the mistake?”

It is, “What conditions made the mistake likely, and what would make the correct outcome easier to achieve?”

Accountability matters. Training matters. Human judgment matters.

But blaming the final person in a chain does not necessarily fix a problem that began several steps earlier.

Sometimes the best way to support staff is not to give them another tool to manage the workload.

It is to stop generating so much unnecessary workload.


Where OnnX fits into this conversation

As a physician-entrepreneur and founder of OnnX, I think about this problem through the lens of medical billing and practice operations.

OnnX is being developed around a simple premise: for small and medium-sized physician-owned clinics, better billing should begin with better information and more reliable processes—not simply more downstream activity.

That means looking beyond the final claim and asking what happened before it was created.

Was the relevant information captured accurately? Was it available to the people who needed it? Did the handoff preserve the context? Could an avoidable error have been detected earlier? Is the practice repeatedly paying staff to repair a problem that the process could prevent?

These questions matter because adding another layer of software is not automatically the right answer.

Sometimes a practice needs automation. Sometimes it needs integration. Sometimes it needs clearer processes or better data capture. Sometimes it needs to stop doing something that no longer serves a legitimate purpose.

The solution should follow the problem.

This is especially important for smaller practices, where time and resources are limited. A tool that creates more alerts, more dashboards, and more steps can become another obligation rather than a meaningful improvement.

The objective is to help practices reduce avoidable rework, improve reliability, and make billing less dependent on repeated manual intervention.

That is the philosophy behind OnnX—not the idea that AI should do everything, but that healthcare should not have to keep doing the same unnecessary things.


Healthcare needs fewer heroic workarounds

Selma Davis’s story is ultimately about a child, her family, a donor, and the clinicians who worked to give her a chance at a new heart.

The medical innovation described in the reporting mattered because it expanded what the transplant team could consider possible. It addressed a real constraint.

That is a useful standard for healthcare technology.

Start with a meaningful problem. Understand why it exists. Develop an approach that addresses the cause. Evaluate whether it improves the outcome.

Then ask whether the solution reduces the burden on the people who must live with the process every day.

In medical billing, that may mean preventing inaccurate information from moving downstream. In practice operations, it may mean designing clearer handoffs. In technology, it may mean choosing not to automate a task until someone has established that the task is necessary.

We do not need to romanticize inefficiency. We do not need to assume every old process is bad. And we should not pretend that one transplant story proves a theory about billing.

We do need to become more disciplined about what we call progress.

A system that processes more work is not necessarily a system that works better.

A team that resolves more errors may still be trapped in a process that generates too many of them.

And a clinic that buys more technology may still be asking its staff to compensate for information that was never captured properly in the first place.

Perhaps the next wave of healthcare innovation should come with a different question on the evaluation form:

What unnecessary work did this eliminate?

If the answer is “none,” that does not automatically make the technology useless. But it should make us curious about whether we are solving the right problem.

The future of healthcare will undoubtedly include more AI, more automation, and more sophisticated tools.

The more important question is whether those tools will help healthcare teams spend less time managing preventable problems—and more time doing the work that genuinely matters.

After all, we do not need AI to make every administrative task faster.

Sometimes we need the wisdom to stop creating the task.

And perhaps the most innovative workflow is the one that quietly gives a busy clinic something increasingly rare:

One less problem to solve.


A question for physicians and clinic owners

What is one recurring administrative task in your practice that everyone has accepted as “just part of the job”—even though it may be preventable?

Is the opportunity to automate the fix, or to eliminate the cause?


About the author

Daniel Cham, MD, is a physician-entrepreneur and founder of OnnX, an AI-powered medical billing SaaS initiative focused on small and medium-sized physician-owned clinics. His work explores how better data quality and more reliable processes can help practices reduce avoidable administrative work.


References

  1. Centers for Medicare & Medicaid Services (CMS). Optimizing Care Delivery: A Framework for Improving the Health Care Experience. Official CMS framework.
  2. The Tennessean. Beth Warren, “Doctors worried a storm might thwart their flight to save a 6-year-old,” October 11, 2026. Read the report.
  3. Vanderbilt University Medical Center. “First-of-its-kind heart transplant gives Sissy a second chance,” October 7, 2026. Read the institutional report.

#HealthcareInnovation #MedicalBilling #HealthcareAI #RevenueCycleManagement #PhysicianEntrepreneur #PracticeManagement #HealthcareAdministration #DataQuality #OperationalEfficiency #OnnX

 

Sunday, October 11, 2026

David Curran’s Journey From “Healthy” to Quadruple Bypass: The Healthcare System Has a Workflow for Everything—Except Listening

How David Curran’s frightening journey from feeling healthy to quadruple bypass surgery exposes a deeper healthcare contradiction: a system can deliver extraordinary treatment while making patients work too hard to be heard.

 


“Too often, PWLE are asked to share their stories but excluded from decisions. Meaningful engagement extends beyond simply being heard.” —  World Health Organization, World Mental Health Day 2026: Lived experiences heard: real voices, real change.

David Curran’s coronary calcium score of 2,627 changed everything. His story raises a difficult question about healthcare’s design: why must patients sometimes fight to be heard while physicians and clinic staff spend hours navigating administrative complexity? From the ICU bedside to AI-powered medical billing, the opportunity is not simply to automate more work. It is to prevent avoidable friction before it begins.


The patient who had to prepare a legal argument to get his heart checked

David Curran was trying to live his life. He played tennis, hiked in Tilden Park, and believed he was reasonably healthy.

Then his breathing began to deteriorate.

He had a family history that should have made the issue especially concerning. Three grandparents had died of heart attacks. His mother had died of one. His father had undergone open-heart surgery. His sister had recently been hospitalized with an enlarged heart.

Yet getting a cardiology referral from his HMO primary-care physician had been an ongoing struggle.

Curran eventually advocated for a coronary calcium scan. His score was 2,627, in the 98th percentile. Further testing revealed severe coronary artery disease, including a completely blocked artery. What initially seemed like a possible stent became a quadruple bypass operation.

In his October 11, 2026, first-person account for SFGATE, Curran describes the fear, frustration, dark humor, and human kindness that accompanied his journey.

One detail stands out. Before his appointment, he had prepared to argue for further evaluation, presenting his family history and worsening symptoms. He described the experience as having to prepare an argument almost as if he were going to court.

A medical appointment should not feel like a courtroom drama in which the patient must prove that a symptom deserves attention.

Of course, good medicine does not mean ordering every test a patient requests. Clinical judgment, evidence, risk assessment, and appropriate testing all matter. We also do not have the complete medical record or every consideration behind the decisions in Curran's case.

But his account raises a question that deserves serious attention:

Why can a patient sometimes have to work so hard to get a concern investigated, only to have the system move at extraordinary speed once the danger becomes unmistakable?

Healthcare can be remarkably sophisticated at treating a crisis.

It should also be capable of making the path to appropriate evaluation less difficult to navigate.

Curran's story is not proof that every doctor dismisses symptoms or that every healthcare organization operates this way. It is a human account of one patient's experience—and an opportunity to examine the systems surrounding care.

The uncomfortable question is whether we have become better at responding to emergencies than at listening before they happen.


A score of 2,627—and absolutely no reason to celebrate

In school, a high score is good news.

Curran's coronary calcium score was 2,627.

This was not the kind of achievement his mother had hoped he would earn.

His humor makes the number memorable, but the medical situation was serious. A coronary calcium score measures calcified plaque in the coronary arteries and helps clinicians assess coronary atherosclerotic burden in the appropriate clinical context. It is not, by itself, a complete diagnosis or a guarantee of what will happen next.

Curran's subsequent evaluation revealed severe blockages requiring surgery.

The lesson is not that one particular test should be ordered for every person. Testing decisions depend on individual symptoms, risk factors, clinical guidance, and professional judgment.

The lesson is that symptoms, history, and changing circumstances deserve appropriate attention—and that patients need a clear path toward evaluation when concerns warrant it.

A test can produce a result in minutes. Understanding that result, communicating its implications, coordinating follow-up, and helping a frightened patient make decisions require something more than a number on a screen.

Healthcare is not merely the production of information.

It is the ability to move the right information to the right person, at the right time, with the right context and a meaningful next step.

A diagnostic system can be technically excellent while the surrounding process remains difficult to navigate.

The same distinction matters in medical practices. A billing system can process a claim correctly when all the necessary information is present. But if the information is incomplete, inconsistent, or delayed, the people downstream may have to spend time reconstructing what should have been clear from the beginning.

Different clinical and administrative problems require different solutions. Yet both remind us that the quality of a system depends on more than the capabilities of its individual tools.


Marcella: The human intelligence no dashboard can replace

After his operation, Curran woke in the intensive care unit facing a reality far removed from his former routine.

Breathing was difficult. Moving was uncomfortable. Eating required effort. Even small activities became accomplishments.

Then there was Marcella, the ICU nurse identified by first name in his article.

Curran describes her as experienced, engaged, practical, and kind. She helped him eat, showed him how maple syrup could make his oatmeal more tolerable, offered advice on taking his pills, and coached him through breathing exercises. She also helped him begin walking again.

These details are not incidental.

They show what care looks like when it reaches beyond a checklist and responds to the person experiencing the illness.

There was no grand technological breakthrough in the maple syrup. No sophisticated algorithm was needed to understand that a patient who had just undergone major surgery might need a little help making hospital food tolerable.

The intervention was small. The difference it made to Curran was not.

Technology can monitor oxygen saturation, display vital signs, record medication administration, and organize clinical information. These capabilities matter. But they do not make the patient's experience interchangeable with the data describing it.

Marcella helped Curran through a frightening and physically vulnerable experience. Her attention mattered because she was present, understood what he was facing, and could respond.

The point of healthcare technology should not be to make human attention unnecessary. It should be to make human attention available where it matters most.

That is a useful test for every new healthcare tool.

Does it remove repetitive work and give people more time to care? Or does it add another screen, another alert, another reconciliation task, and another reason to look away from the person in front of them?

Automation is valuable when it improves the work. It is less impressive when it simply relocates the burden.

The objective should not be a hospital or medical practice in which nobody needs help.

It should be a system in which the people who provide that help have better information, fewer avoidable obstacles, and more time to do it well.


The other David: A reminder that we rarely see the whole system

Curran's account includes another patient, also named David, who experienced postoperative confusion and delirium.

Separated by a curtain, Curran heard the other patient repeating that he was David and that he was very funny. Nurses, physicians, and family members came in and out of the neighboring space.

Curran, hungry, uncomfortable, and eager for assistance, initially wondered why the other patient was receiving so much attention while he waited for a blanket and something to eat.

Then he realized that the other David was confused and required close observation.

The moment is funny because Curran does not portray himself as a perfectly patient patient. He admits to the irritation and petty thoughts that can arise when someone is uncomfortable and feels overlooked.

But there is a deeper lesson.

From one side of a curtain, it can look as though someone is receiving unnecessary attention. From the other side, the situation may involve a patient who is disoriented and needs monitoring.

One person sees a delay. Another sees a clinical priority.

Neither person necessarily has the whole picture.

This happens outside hospitals, too.

A physician may believe a billing specialist has all the documentation needed to submit a claim. The billing specialist may be waiting for a missing detail. An administrator may believe an authorization has been completed, while a clinician is still waiting for confirmation.

Everyone may be working hard. Everyone may be frustrated. The system may still be failing to provide a shared understanding of what needs to happen next.

The answer is not to assume that one person is lazy, careless, or incompetent.

It is to design processes that make relevant information visible, clarify responsibility, and reduce unnecessary handoffs.

Sometimes, the problem is not that people are failing to do their jobs.

It is that the system makes doing the right job harder than it needs to be.

Healthcare has plenty of technology. Why is there still so much friction?

Healthcare has electronic health records, practice-management systems, scheduling software, patient portals, clearinghouses, payer portals, analytics platforms, and a rapidly expanding collection of AI tools.

And yet, clinicians and administrative staff still spend substantial time searching for information, entering data, correcting errors, reconciling discrepancies, and following up on unfinished tasks.

We have digitized a great deal of healthcare.

We have not necessarily simplified it.

A phone call becomes a portal message. A paper form becomes a digital field. A manual handoff becomes an automated notification. A missing piece of information becomes a work queue.

The process looks more modern. The burden may remain.

This is the difference between digitizing an activity and redesigning the system that produces it.

Consider a medical practice in which information is entered into one system, transferred to another, reviewed by a third party, and re-entered somewhere else. Each tool may function as intended. But every transition creates an opportunity for information to be lost, changed, duplicated, or misunderstood.

If something goes wrong, someone must investigate.

If it happens repeatedly, someone must investigate repeatedly.

Eventually, the practice may buy another tool to make those investigations faster.

That tool might be helpful. But a more fundamental question remains unanswered:

Why does the same problem keep occurring?

A faster mop is useful when the floor gets wet. It is not a complete solution when the pipe keeps leaking.

Healthcare sometimes invests heavily in the mop.


The administrative burden is measurable

This is not simply a complaint about inconvenient software or paperwork that nobody enjoys.

Administrative requirements consume real time.

The American Medical Association's May 2026 report on prior authorization described findings from its survey of 1,000 physicians. Among the reported results:

  • Physicians handled an average of 40 prior authorization requests per week.
  • Physicians and staff spent approximately 13 hours each week on prior authorization.
  • 94% of surveyed physicians said prior authorization contributes to burnout.
  • 95% said prior authorization delays access to necessary care.
  • 79% reported that patients abandon treatment because of prior authorization challenges.

These are survey findings, not universal measurements of every practice. Prior authorization is also not the same as medical billing, and the two should not be treated as interchangeable.

However, the results illustrate the wider issue: healthcare professionals spend substantial time navigating administrative processes that can interfere with access, efficiency, and attention.

The broader financial context is enormous. The Centers for Medicare & Medicaid Services reported that U.S. healthcare spending reached $5.3 trillion in 2024, equivalent to 18% of gross domestic product. That figure includes the full range of healthcare spending; it is not an estimate of administrative waste. CMS National Health Expenditure data.

The important question is not whether healthcare can eliminate all administrative work. It cannot, nor should it. Documentation, payment integrity, clinical review, privacy, and accountability are essential.

The question is how much repetitive work is necessary—and how much exists because the systems responsible for coordinating that work were not designed to function well together.

For smaller physician-owned practices, this distinction can be especially important. They may have fewer staff members to absorb exceptions, less capacity to build custom integrations, and limited time to evaluate competing software.

A recurring administrative problem does not disappear because the clinic is busy treating patients.

Someone still has to fix it.

And if the same problem returns next week, someone has to fix it again.


The contrarian argument: Stop measuring progress only by speed

Healthcare technology often promises faster work.

Faster documentation. Faster coding. Faster claims. Faster eligibility checks. Faster denial management.

Speed matters. But it is not the only measure of value.

If a task is necessary, making it faster can be useful.

If a task exists because information was captured incorrectly, making the correction faster may help—but it does not address the original cause.

If two systems disagree, moving the disagreement from one platform to another in milliseconds is not the same as resolving it.

If staff must repeatedly reconcile inconsistent information, a dashboard showing the work in real time may improve visibility without reducing the work itself.

We should not dismiss those improvements. Visibility, speed, and automation can make a meaningful difference. But we should ask whether they solve the underlying problem or merely make it easier to manage.

The next stage of healthcare automation should ask not only, “How do we do this faster?” but also, “Why do we keep having to do this?”

That question changes the starting point.

Instead of beginning with a task to automate, begin with the problem that generates the task.

Where does the information originate? What is required? What is missing? Where does context disappear? Why does someone need to intervene? Could the same issue have been prevented earlier?

This is harder than adding a new feature because it requires examining the entire process.

It also demands intellectual honesty. Some problems arise from legitimate clinical complexity, payer rules, coverage decisions, or regulatory requirements. Not every exception is preventable, and not every denial signals a system failure.

The objective is to distinguish necessary complexity from avoidable complexity.

That is where good process design and well-targeted AI can make a difference.


Medical billing: The problem may begin before the claim exists

Curran's story concerns his health, diagnostic evaluation, surgery, and recovery. It does not establish that medical billing caused his delayed referral or his cardiac condition. It would be misleading to claim otherwise.

The connection is a broader one: healthcare depends on information moving through complex systems, and friction can consume the time and attention of the people who rely on those systems.

Medical billing is one place where this becomes visible.

A clinical encounter generates information. That information must be documented, translated into the appropriate codes and claim data, checked against applicable requirements, and submitted through the relevant processes. Depending on the practice and payer, the claim may pass through practice-management software, a clearinghouse, and payer systems.

When the information is incomplete or inconsistent, the process may require additional review, correction, resubmission, or follow-up.

Some of that work is unavoidable. Claims must accurately represent services provided and meet applicable requirements. Human review remains important where clinical interpretation, judgment, or accountability is needed.

But some rework can arise from preventable problems.

A required detail may not have been captured. Information may be inconsistent across systems. A handoff may not communicate what the next person needs. A recurring exception may be treated as an isolated incident rather than a pattern worth correcting.

The result is an administrative burden that extends beyond one claim.

For a small practice, every hour spent resolving avoidable exceptions is an hour that cannot be spent on another operational priority. Staff may still provide excellent service, but they are doing so while managing a process that repeatedly demands their attention.

The central question for medical billing technology is therefore bigger than processing speed.

Can the technology help practices identify and prevent recurring information problems earlier in the revenue cycle?

That is a more demanding goal than automating the last step.

It requires understanding how information is created, how it moves, what the downstream process requires, and where avoidable inconsistencies originate.

OnnX: Don't just automate the mess. Prevent the mess.

This is the problem OnnX is designed to address.

OnnX is an AI-powered healthcare revenue-cycle intelligence platform focused on improving the upstream structure and quality of clinical and operational information that supports medical billing.

Its central premise is that some downstream billing problems begin upstream—before a claim is submitted.

When information is incomplete, inconsistent, or poorly structured, downstream teams may have to repair problems they did not create. Automation can help them work faster, but a stronger approach is to identify recurring problems earlier and reduce the conditions that cause avoidable rework.

This is not a promise that every denial can be prevented or every claim will be paid. Payer policies, coverage decisions, clinical complexity, and legitimate documentation requirements will continue to matter.

It is a different way to frame the problem.

Instead of looking only at the rejected claim, ask what made the rejection possible.

Instead of treating every correction as an isolated task, look for patterns.

Instead of adding another tool to the end of a fragmented process, examine whether the information entering that process can be made more reliable.

For a small medical practice, that could mean asking:

  • Which recurring billing problems consume the most staff time?
  • Which problems originate in missing or inconsistent information?
  • Which corrections are repeated because the same issue keeps returning?
  • Which handoffs create delays or confusion?
  • What can be validated earlier without adding unnecessary burden to clinicians?
  • Where should AI assist, and where should a qualified human remain responsible?

These questions move the discussion from simply processing work to understanding why the work exists.

The goal is not to replace every person involved in billing. It is to reduce avoidable administrative effort so that the people who manage the revenue cycle can focus on work that genuinely requires their expertise.

The most useful AI may not be the AI that completes the most tasks. It may be the AI that helps a practice stop needing so many corrective tasks in the first place.

That is the difference between automating a mess and designing a better system.


Three questions every healthcare leader should ask before buying more AI

1. Are we eliminating work—or simply making it faster?

Before automating a task, establish why it exists.

Is it necessary for safety, compliance, clinical judgment, or payment integrity? Or does it repeatedly occur because information is missing, duplicated, inconsistent, or difficult to locate?

Necessary work deserves better tools.

Unnecessary work deserves investigation before it receives a larger technology budget.

2. Can we identify the source of recurring errors?

A denial report can reveal what happened to a claim. It may not explain the full chain of events that led to the problem.

Track recurring exception categories and distinguish payer-driven issues from documentation gaps, data-quality problems, workflow failures, and other causes.

The goal is not to assign blame to an individual. It is to discover which conditions keep generating the same work.

3. Does the technology return attention to people?

Measure more than processing speed.

Does the system reduce duplicate entry? Make missing information visible earlier? Improve handoffs? Reduce repeated corrections? Help staff find relevant context more quickly?

Does it preserve appropriate human review and make errors easier to identify and correct?

If a new tool reduces one task but creates three others, its actual value may be considerably smaller than the product demonstration suggested.

The right measure of progress is not how much technology a practice uses. It is how much meaningful improvement the technology delivers.


Four myths keeping healthcare stuck

Myth 1: More automation automatically means less work.

Not necessarily. Automation can accelerate a poorly designed process or reproduce errors at scale. The quality of the inputs and the design of the process still matter.

Myth 2: Every billing problem is a denial-management problem.

A denial is an outcome, not a complete explanation. Its cause may involve documentation, eligibility, coding, coverage rules, claim construction, timing, or other factors. Effective improvement requires identifying the cause rather than treating every denial as identical.

Myth 3: Human attention is the part of healthcare technology should eliminate.

Human attention is often the resource healthcare most needs to preserve. Technology should reduce repetitive administrative work while supporting the judgment, empathy, and problem-solving that patients and clinicians depend on.

Myth 4: Patients can solve system problems by advocating more forcefully.

Self-advocacy can be valuable. But it should not be the only mechanism through which concerns receive attention.

Patients differ in their time, confidence, health literacy, language access, resources, and ability to navigate complex organizations. A process that works only when someone knows how to push repeatedly is not equally accessible to everyone.


What practices can do now—without buying another platform

Healthcare organizations can begin reducing avoidable friction before making a major technology investment.

Map one recurring problem. Choose a common billing exception or repeated handoff. Trace the process from the original information to the final outcome. Identify every point where the information changes, gets checked, or requires intervention.

Separate the symptom from the cause. A delayed claim is a symptom. The cause might be missing information, a payer requirement, a system-interface problem, or a process that depends on manual follow-up. Investigate before prescribing a solution.

Measure repeat work. Track the most common correction categories, the time required to resolve them, the number of repeated handoffs, and how often the same issue returns. Establish a baseline before changing the process.

Improve information quality at the point of capture. Where practical, make necessary information easier to record correctly and validate early. Avoid adding fields or steps that create unnecessary work for clinicians.

Listen to the people doing the work. Billing staff, clinical teams, and administrators often see recurring failures long before those failures appear in a leadership dashboard. Give them a practical way to identify patterns without turning every discussion into a blame exercise.

Preserve appropriate human oversight. Automation should support professional judgment and accountability, not obscure how a decision was reached or make it harder to correct an error.

Reassess after implementation. A tool should be evaluated in the real environment where it is used. If it reduces one category of work but creates another, measure the net effect rather than counting only the tasks it automates.

The goal is not to eliminate every administrative process. It is to make necessary work more reliable and proportionate while identifying work that should not have to recur.


The future of healthcare depends on more than smarter software

Curran's account is memorable because it is not a technology success story.

It is a story about a person confronting a frightening diagnosis, the uncertainty of surgery, the vulnerability of intensive care, and the people who helped him recover.

Marcella mattered because she paid attention. The other patients mattered because their experiences revealed how much of healthcare happens beyond a chart or monitor. Curran's own reflections mattered because he described both the failures and the moments of kindness without pretending the experience was simple.

Technology can help organize healthcare. It can improve access to information, identify patterns, support workflows, and reduce repetitive administrative tasks.

But technology is not the mission.

A hospital is not successful because it has more software. A medical practice is not successful because its staff can process more administrative work. A revenue cycle is not necessarily healthy because it has a dashboard for every exception.

The point is to support good care, reliable operations, and appropriate payment while reducing avoidable burdens on the people involved.

For AI companies, this requires resisting the temptation to treat every problem as an invitation to automate another task.

Sometimes the right answer is better information. Sometimes it is a clearer process. Sometimes it is improved coordination. Sometimes the work is necessary and should simply be made easier to complete.

The important thing is to know the difference.

For OnnX, that means approaching revenue-cycle intelligence from upstream: improving the information and processes that shape billing outcomes, rather than focusing only on the corrections required after a problem appears.

The opportunity is not to promise a frictionless healthcare system. Healthcare is too complex for that.

It is to make preventable friction less common—and to give people more time for the work that cannot be reduced to a transaction.


The final contradiction

David Curran's journey from feeling healthy to quadruple bypass surgery is a powerful reminder of the importance of listening, clinical judgment, patient advocacy, and human care.

It does not prove that billing technology could have prevented his cardiac crisis. His account does not establish that connection, and it should not be used to make one.

But it does invite a broader question about how healthcare is designed.

Why do we celebrate systems that can respond to a crisis while tolerating processes that make people work unnecessarily hard to navigate the system before, during, and after that crisis?

Why do we invest in making work faster without always asking whether the work needs to exist?

And why do we sometimes treat administrative complexity as inevitable when some of it may be the result of preventable design choices?

The answers will vary across clinical care, hospital operations, and medical billing. Not all complexity is waste. Safety, accuracy, privacy, and accountability require real work.

But healthcare should be willing to examine its own processes with the same rigor it applies to clinical problems.

The patient is not the workflow.

The claim is not the purpose.

And administrative activity is not the same as value.

The next breakthrough may not be another system that automates the work we have accumulated. It may be a system that helps us understand which work is necessary, which work can be simplified, and which work should never have been created in the first place.

What if the most meaningful use of AI in healthcare is not teaching machines to do more work—but helping healthcare stop creating unnecessary work for people?

I would welcome perspectives from physicians, clinic owners, nurses, billing professionals, and healthcare technology leaders: Which recurring administrative task in healthcare do you believe should not exist in its current form?

Share your experience in the comments, and repost this article if you believe healthcare technology should create more room for care—not simply more efficient bureaucracy.

Explore the free resource in the Featured section of my LinkedIn profile. No signup required.


About the author

Dr. Daniel Cham, MD, is a physician, healthcare consultant, and entrepreneur focused on the intersection of medical practice, healthcare technology, and medical billing. Through his work on OnnX, an AI-powered medical billing and revenue-cycle intelligence platform for small and medium-sized clinics, he explores how better-structured information and better-designed processes can reduce avoidable administrative friction.

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References and further reading

  1. David Curran, SFGATE, “How I went from 'healthy' to a quadruple bypass in weeks”, October 11, 2026.
  2. World Health Organization, “World Mental Health Day 2026: Lived experiences heard: real voices, real change”, October 10, 2026.
  3. American Medical Association, “AMA survey: Prior authorization reform pledge falls short with physicians”, May 13, 2026.
  4. Centers for Medicare & Medicaid Services, National Health Expenditure data fact sheet.

Disclaimer

This article provides general educational commentary on healthcare operations, technology, and administrative design. It is not medical, legal, coding, billing, financial, or compliance advice. The discussion of David Curran's experience is based on his published personal account and should not be interpreted as an independent clinical assessment of his care. Individual medical decisions depend on the patient's circumstances and the judgment of qualified healthcare professionals.


#Healthcare #HealthTech #AIinHealthcare #MedicalBilling #HealthcareAI #RevenueCycleManagement #RCM #PhysicianEntrepreneur #DigitalHealth #HealthcareInnovation #PatientAdvocacy #ClinicalWorkflow #DataQuality #OnnX

 

Saturday, October 10, 2026

Molly and Don Merrill’s Fight for Mickey and Declan: What a Rare-Disease Family Reveals About Healthcare’s Biggest Blind Spot

Mickey and Declan Merrill’s rare-disease journey exposes a hard truth about progress: better technology matters, but timing, access, and the systems surrounding care matter, too.



“The status quo is immoral. It’s unacceptable.” — Dr. Robert Wachter, professor and chair of medicine at UCSF, speaking about the need to improve healthcare in an October 7, 2026, interview with the Institute for Healthcare Improvement.

 

A family’s experience with Sanfilippo syndrome offers a deeply human starting point for a provocative question facing modern healthcare: Are we solving problems at their source, or becoming more efficient at managing their consequences?

The family that makes us rethink progress

Molly Merrill and Don Merrill are raising three children: Mickey, Declan, and Maya.

Their family has experienced something healthcare leaders often discuss in abstract terms: the difference that timing can make.

Their daughter, Mickey Merrill, was diagnosed with Sanfilippo syndrome at age three. The rare genetic disease progressively damages the brain and body. As it advanced, Mickey lost abilities, including speech and hearing, and her family faced increasingly demanding care needs.

Years later, their son, Declan Merrill, was diagnosed early enough to receive experimental gene therapy as an infant.

Five years later, Declan attends kindergarten and communicates through speech and sign language. His progress offers hope, although he is not cured and the long-term effects of treatment remain uncertain.

Their daughter, Maya Merrill, does not have the condition.

For Molly and Don, Declan’s progress is a reason to celebrate. But it cannot erase what Mickey has experienced or the fact that she was not eligible for the same treatment.

Imagine living with two realities at once: watching one child gain opportunities that were unavailable to another child in the same family.

This is not a simple story about a medical miracle. It is a story about progress, uncertainty, access, and the limits of what medicine can currently offer.

The family has continued advocating for research and raising awareness through the Save Mickey Association.

Their experience deserves attention on its own terms. A rare genetic disease is not a billing problem, and a treatment eligibility decision is not equivalent to an avoidable administrative error.

Yet their story raises a broader question for healthcare leaders:

What if our next major improvement comes not from managing more problems, but from eliminating the ones we can prevent?

That question matters to physicians, clinic owners, and healthcare innovators.

Because while medicine cannot yet solve every disease, medical practices still spend enormous amounts of time correcting incomplete information, chasing claims, resolving avoidable errors, and navigating fragmented administrative processes.

We cannot eliminate every obstacle. But we should stop treating every obstacle as inevitable.


Healthcare's favorite productivity trick: Doing unnecessary work faster

Healthcare has a complicated relationship with efficiency.

We celebrate faster documentation, faster claims processing, faster authorization workflows, and faster administrative communication.

Speed is useful. Nobody wants to wait unnecessarily for an authorization or a payment.

But speed alone is a poor definition of progress.

If a practice submits an incomplete claim in 30 seconds instead of two minutes, it has become faster at creating a problem.

The problem now has a better turnaround time.

If a billing team processes denials more efficiently, that can improve collections. But if many denials originate from preventable information gaps, we should also ask why those gaps continue to exist.

If a physician finishes documentation faster at night, the physician may be more productive. But perhaps the better question is why the physician needs to spend the evening doing it at all.

There is a difference between automating work and eliminating unnecessary work.

Automation improves how a task is performed. Process improvement asks whether the task should be necessary in the first place.

Both matter. Confusing them can be expensive.

For a small physician-owned clinic, every hour spent on administrative rework competes with something else: patient communication, staff development, financial planning, or simply ending the workday at a reasonable hour.

Small practices do not have endless departments waiting to absorb problems. The same employee may handle scheduling, eligibility checks, claim follow-up, and patient questions.

One missing detail can become a group project.

And sometimes the group project ends with the physician being asked to provide the same information for the third time.

We should not automatically blame the people doing the work. Sometimes payer requirements create legitimate complexity. Sometimes the clinical record needs clarification. Sometimes an error is unavoidable.

But when the same problem repeatedly travels through the same workflow, the process deserves scrutiny.

The best operational question is not always, “How can we do this faster?” Sometimes it is, “Why are we doing this again?”


The hidden connection: Timing, information, and access

Mickey and Declan’s experiences differed in important ways because the disease was identified at different times and the treatment had eligibility limitations.

Early identification created an opportunity for Declan. It did not erase Mickey’s needs or guarantee a cure.

This is not a story about one child deserving care more than another. Both children deserve care.

It is a reminder that information is most valuable when it arrives in time to influence a decision.

That principle has practical implications for clinic operations.

An eligibility issue identified before an appointment may be easier to address than one discovered after services are delivered.

An authorization requirement identified early may give a practice more time to resolve questions before a planned service.

A missing documentation element detected before claim submission may prevent an avoidable correction cycle.

These administrative examples are not equivalent to early diagnosis of a progressive genetic disease. Their consequences differ enormously.

The shared lesson is that late discovery can reduce the options available to act.

For independent practices, better information at the right moment can improve predictability, reduce rework, and help staff focus on unresolved cases that genuinely require attention.

The objective is not perfect information in every circumstance. Clinical care is complex, and some facts become available only later.

The objective is to reduce preventable information gaps and manage unavoidable exceptions more intelligently.


The numbers behind the administrative burden

The administrative challenge is measurable.

The American Medical Association's 2025 Prior Authorization Physician Survey, reported in May 2026, found that:

  • 95% of surveyed physicians said prior authorization delays access to necessary care.
  • 92% said prior authorization negatively affects clinical outcomes.
  • 94% said prior authorization contributes to physician burnout.
  • Physicians and their staff spend an average of 13 hours per week on prior authorization.
  • 79% said patients sometimes abandon treatment because of authorization challenges.
  • 26% reported that prior authorization had contributed to a serious adverse event.

These are physician-reported survey findings. They are not proof that every authorization delay causes harm, and they do not measure every aspect of medical billing.

But they make one thing difficult to ignore: administrative work can consume substantial time and may have consequences beyond the billing department.

For independent clinics, the appropriate response is to separate three categories:

External requirements: Rules and decisions imposed by payers or regulators that the practice may not be able to change unilaterally.

Internal process failures: Duplicate entry, unclear ownership, inconsistent checks, and avoidable handoff problems.

Information failures: Missing, inaccurate, or inconsistent data that prevent the next step from being completed correctly.

The categories overlap, but distinguishing them matters. A clinic cannot solve every external constraint, yet it can still improve the parts of its process within its control.

Source: American Medical Association — Prior Authorization Physician Survey


Three expert perspectives worth considering

1. Dr. Ricki Carroll: Recognize problems early

Dr. Ricki Carroll, a complex-care and palliative-care pediatrician at Nemours Children's Hospital, discussed the Merrill family's experience in the original reporting.

Rare diseases can involve complicated diagnostic journeys, difficult treatment decisions, and considerable uncertainty. Early recognition may create opportunities for intervention, although it cannot guarantee a particular outcome.

For clinic operations, the practical lesson is to identify recurring errors before they travel through the entire revenue cycle.

Do not wait for a denial to ask whether the required information could have been captured or checked earlier.

Practical advice: Choose one recurring problem and identify the earliest point at which the practice can reliably detect it.

2. Dr. Bobby Mukkamala: Promises need proof

Dr. Bobby Mukkamala, president of the American Medical Association, has drawn attention to physician concerns about prior authorization and the need for meaningful reform.

The AMA's 2026 reporting found that only one in three surveyed physicians believed the latest insurer pledge would make a meaningful difference.

This raises a question that applies to healthcare technology as well as payer reform: How will we know whether the change actually worked?

A vendor may promise fewer denials. A practice may introduce a checklist. A payer may announce a streamlined process.

None of those actions proves that the burden has decreased.

Practical advice: Establish a baseline before changing a workflow. Then measure whether error rates, rework, turnaround time, or patient-facing delays improve.

3. Dr. Atul Gawande: Make reliable action easier

Surgeon and writer Dr. Atul Gawande has explored how checklists and structured processes can help professionals manage complexity and reduce avoidable failures.

The underlying lesson is that expertise alone does not guarantee consistency.

A practice may employ excellent clinicians and experienced billing professionals while still relying on memory, informal handoffs, and undocumented exceptions.

The answer is not to create a checklist for every imaginable situation. It is to make important steps clear, consistent, and proportionate to the risk.

Practical advice: Standardize recurring tasks where doing so improves reliability, while preserving human judgment for cases that require it.

These perspectives point toward a shared objective: identify problems early, measure whether interventions work, and design processes that make reliable action easier.

They are not endorsements of OnnX or any specific billing product.


OnnX's working thesis: Billing starts before billing

At OnnX, our working thesis is that healthcare billing is partly a data-quality problem, not just a tooling problem.

Billing platforms, clearinghouses, and revenue-cycle teams play important roles. They help practices submit claims, track payments, manage denials, and navigate complex requirements.

But downstream systems depend on information created upstream.

Consider a common example.

A patient receives care. The encounter is documented. Staff prepare the claim. A required detail is missing or inconsistent. The claim is rejected or denied. Someone investigates, contacts another staff member, corrects the information, resubmits the claim, and checks again.

A downstream tool may make that correction faster. That can be valuable.

But the more fundamental question is whether the required information could have been captured accurately at the beginning.

This is where workflow design and technology should work together.

A useful system should help people identify what is missing, understand what happens next, and avoid unnecessary duplication.

It should not force clinicians to become billing specialists or require staff to reconstruct an encounter from disconnected records.

Garbage in, beautifully summarized, is still garbage.

AI can organize information, summarize correspondence, classify errors, and support routine workflows. But when source information is inaccurate or incomplete, the output may also be inaccurate or incomplete.

In his October 7, 2026, interview with the Institute for Healthcare Improvement, UCSF physician and researcher Dr. Robert Wachter warned that AI's benefits depend on how these tools work in practice. He also highlighted the risks of misinformation, bias, privacy failures, and overreliance on automated outputs.

His point is particularly relevant to administrative automation: deploying a tool is not the same as redesigning a workflow.

The real question is not whether AI can perform a task.

It is whether the tool helps prevent errors, reduces net workload, and improves the final outcome.

Read: Dr. Robert Wachter's interview with IHI


Seven practical steps to reduce unnecessary billing work

Step 1: Find your most expensive recurring problem

Review recent claim rejections, denials, corrections, authorization delays, and unresolved accounts.

Group cases by cause rather than treating every case as unique.

Look for problems that occur frequently, consume substantial time, or create meaningful financial or patient-facing consequences.

Deliverable: A prioritized list of recurring failure points.

Step 2: Find where the problem begins

Trace each problem backward.

Was information missing during registration? Was eligibility checked? Was the documentation complete? Was authorization required? Did a handoff fail? Was a payer requirement misunderstood?

The first visible error is not necessarily the original cause.

Deliverable: A description of the likely root cause, supported by case review.

Step 3: Define what must be known before proceeding

For each workflow, identify the information required at each stage.

Assign responsibility for collecting, checking, and escalating missing information.

Avoid introducing unnecessary checks that slow down the process without reducing risk.

Deliverable: A practical workflow with clear ownership and escalation criteria.

Step 4: Fix the process before automating it

Simplify the workflow where appropriate. Remove redundant steps. Clarify responsibilities. Document legitimate exceptions.

Then assess whether automation can improve the process.

Automating a poorly designed workflow can make the same mistake faster and more consistently.

Deliverable: A defined process ready for a controlled pilot.

Step 5: Test one change at a time

Choose a limited intervention, such as a pre-submission validation step or a clearer authorization queue.

Train staff, explain the intended outcome, and collect feedback from the people doing the work.

Deliverable: A pilot with a baseline, an accountable owner, and measurable success criteria.

Step 6: Measure the net effect

Track error rates, rework time, claim outcomes, and staff workload.

Check whether the intervention eliminates work or merely moves it elsewhere.

A faster front-end process that creates more back-end corrections is not necessarily an improvement.

Deliverable: Evidence showing whether the change improved the overall process.

Step 7: Keep what works

If the pilot succeeds, document the new process and monitor its performance.

If it fails, investigate why. The problem may have been incorrectly defined, the intervention may not address the cause, or the workflow may have introduced a new bottleneck.

Do not defend a failed process simply because the practice has already invested time or money in it.

Deliverable: A documented improvement plan based on observed results.


The metrics that matter more than a busy dashboard

A dashboard can make a practice look busy. A good measurement system helps determine whether it is getting better.

Consider tracking:

  • First-pass acceptance rate: How often are claims accepted without correction at the initial submission stage?
  • Denial rate: What proportion of claims are denied, and for what reasons?
  • Rework hours: How much staff time is spent correcting avoidable errors and locating missing information?
  • Days in accounts receivable: How long does it take to collect outstanding balances?
  • Authorization turnaround time: How long does the process take, and where do delays occur?
  • Clean-claim rate: How consistently are claims submitted with the required information and without known correctable errors?
  • Patient-facing delays: How often do administrative issues contribute to rescheduling or additional patient communication?
  • Staff experience: Are employees spending less time on repetitive corrections, or has the new system created more monitoring work?

Define each metric consistently. Interpret it alongside payer mix, service complexity, claim age, and compliance requirements.

No single number tells the entire story.

The goal is to measure meaningful improvement, not to create an impressive dashboard.


Myth busters: Five assumptions healthcare should challenge

Myth 1: More automation always means less work

Not necessarily. Automation may reduce repetitive tasks but introduce exception handling, monitoring, and correction work.

Measure the net effect.

Myth 2: A submitted claim is a completed claim

Submission is one step in a longer process. Acceptance, adjudication, payment, and reconciliation may still be outstanding.

Track the outcome, not just the action.

Myth 3: Billing problems belong entirely to the billing department

Billing depends on information and decisions made across scheduling, eligibility verification, clinical documentation, coding, authorization, and payment processing.

Problems that cross departments require coordinated solutions.

Myth 4: More software will fix poor data quality

Software can validate and organize information, but it cannot reliably reconstruct every missing fact or replace professional judgment.

Improve the information entering the process as well as the tools handling it.

Myth 5: Efficiency is separate from patient care

Some administrative requirements are necessary. Others can create avoidable delays and consume time that could otherwise support patients.

The goal is not to remove every administrative step. It is to understand which steps protect quality and which create unnecessary friction.


Recent news: What this week's healthcare stories reveal

Two recent reports offer useful perspectives on healthcare innovation.

First, Spotlight Delaware published Julia Merola's October 9, 2026, report on the Merrill family's experience with Sanfilippo syndrome. Declan received experimental gene therapy as an infant after early identification of the disease, while Mickey was not eligible for the same treatment.

The story illustrates the possibilities and limitations of medical progress. It also reminds us that innovation does not remove the need for ongoing care, family support, or further research.

Read: Spotlight Delaware — “All of the joy and grief”

Second, on October 7, 2026, the Institute for Healthcare Improvement published an interview with Dr. Robert Wachter about AI in healthcare. Wachter discussed administrative opportunities as well as risks involving misinformation, bias, privacy, and overreliance on AI.

Read: IHI — Dr. Robert Wachter on AI in healthcare

These stories concern different problems, but both challenge simplistic definitions of progress.

A new treatment can offer hope without helping every patient. A new technology can improve a workflow without eliminating every failure.

The right response is neither cynicism nor uncritical celebration. It is to ask who benefits, what remains unresolved, and how the next improvement can be measured.


Legal, ethical, and practical considerations

Efficiency cannot come at the expense of accuracy, privacy, or accountability.

Medical practices should assess their obligations involving HIPAA, protected health information, business associate agreements where applicable, access controls, audit logs, data retention, and vendor security practices.

Claims must accurately reflect the services provided and the supporting documentation. Automation should not invent clinical facts, encourage unsupported coding, or replace appropriate professional judgment.

Payer requirements differ by plan, service, and jurisdiction. Practices should maintain current procedures for eligibility, authorization, claim corrections, appeals, and timely filing.

Before implementing a tool, evaluate its integration requirements, total cost, staff training needs, limitations, and exit arrangements. Understand who remains accountable when the vendor's system makes an error or becomes unavailable.

Ethically, leaders should ask whether a change improves access, distributes administrative burden fairly, preserves patient dignity, and makes responsibilities clearer.

Patients should not have to navigate disconnected departments indefinitely to understand what happened to an authorization or claim.

Efficiency is valuable only when it supports reliable, responsible care.


Tools and resources for independent practices

Improvement does not require a large technology budget.

Existing practice-management systems and clearinghouse reports may already provide useful information about claim status, rejections, and payments.

A spreadsheet can help categorize recurring problems, provided patient information is handled securely and the tool is approved for its intended use.

A simple workflow map can reveal duplicate steps and unclear responsibilities. Standard operating procedures can make recurring work more consistent.

Payer portals and official guidance can help staff verify requirements. Qualified billing and compliance professionals can assist with complicated cases.

AI-enabled tools may support classification, summarization, work-queue prioritization, and identification of missing information. Their value depends on data quality, integration, accuracy, and appropriate oversight.

Before adopting a tool, ask five questions:

  1. What problem does it solve?
  2. How will we measure success?
  3. What errors or risks could it introduce?
  4. Who is accountable when it gets something wrong?
  5. What happens if we decide to stop using it?

A tool should earn its place in the workflow through demonstrated value, not simply an impressive feature list.


Future outlook: From managing problems to preventing them

Healthcare administration will not disappear. Clinical complexity, payer requirements, documentation standards, and compliance obligations will remain.

But the way practices manage these responsibilities can improve.

Better information capture may help identify missing details earlier. Targeted automation may help classify routine errors and prioritize work. Improved integration may reduce duplicate entry and make it easier to understand the status of an encounter.

These possibilities come with challenges. Systems need appropriate validation, security, governance, and human oversight. Integration can be expensive. Automation may fail when circumstances differ from the cases it was designed to handle.

The most promising future is not one in which technology replaces every person involved in healthcare administration.

It is one in which technology helps people spend less time correcting avoidable mistakes and more time handling the situations that genuinely require their judgment.

For independent practices, the opportunity is to make operations more predictable without creating another layer of complexity.

That is the kind of progress worth measuring.


FAQs

What is the main lesson from Mickey and Declan Merrill's story?

Their experience shows how timing, access, and medical uncertainty can shape a family's experience. Declan's treatment offers hope, but it does not erase Mickey's needs or guarantee a cure.

How does this story relate to medical billing?

The story is not about billing, and the two experiences should not be equated. It provides a starting point for considering how timely information and access affect outcomes. In practice operations, earlier identification of missing information can help prevent avoidable rework.

What is upstream data quality in medical billing?

It refers to the accuracy and completeness of information captured before downstream billing tasks begin. Better information at the source can reduce some preventable errors, although it cannot eliminate every denial or payer requirement.

Should independent clinics automate their billing workflows?

They should evaluate automation when it addresses a clearly defined problem. Establish a baseline, assess risks, involve staff, test the tool, and measure whether it improves outcomes without creating additional work.

Which metrics should a clinic monitor first?

Start with a specific problem. Depending on the practice, useful measures may include first-pass acceptance, denial rate by cause, rework hours, days in accounts receivable, and authorization turnaround time.

Can AI eliminate medical billing errors?

No tool can guarantee that all errors will disappear. AI may help identify missing information, classify common problems, and organize follow-up, but it can also make mistakes. Human oversight and accurate source data remain important.

How can a small clinic begin improving its revenue cycle?

Choose one recurring problem, review recent cases, identify the likely cause, test a targeted change, and measure the result. Avoid changing several processes simultaneously before understanding what works.


Final thoughts: Stop celebrating busywork

Molly and Don Merrill's experience with Mickey and Declan reminds us that medical progress can create hope while leaving painful limitations unresolved.

Their story deserves attention on its own terms. It is about a family navigating a rare disease, the promise of early treatment, and the uncertainty that remains when medicine cannot offer every answer.

It should not be reduced to a business metaphor.

But it can remind us why timing, information, and access matter in healthcare.

For physicians and clinic owners, the challenge is to apply that thinking to the administrative systems within our reach.

Find the recurring failure. Understand where it begins. Test a practical improvement. Measure the result. Keep the patient and the people doing the work in view.

Three actions to take today:

First: Identify one administrative problem your practice repeatedly fixes.

Second: Ask where it begins, rather than focusing only on where it becomes visible.

Third: Test one change and measure whether it reduces rework without compromising accuracy or care.

At OnnX, we are exploring how better data and more thoughtful workflows can help small and medium-sized physician-owned practices reduce unnecessary billing friction.

The question is bigger than any one product:

Are we making healthcare more efficient, or are we simply getting better at managing inefficiency?


Continue the conversation

What is one recurring administrative task in your practice that should be eliminated rather than automated?

Share your experience in the comments. Your insight may help another physician or clinic owner identify a problem they have come to accept as normal.

If this perspective resonates, consider reposting the article to help more healthcare professionals rethink how billing and operational design affect the practice of medicine.

Join the conversation. Challenge unnecessary complexity. Help shape a healthcare system that gives people more time for what matters.

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References and further reading

1. A family's experience with a rare, progressive disease. Julia Merola's October 9, 2026, report documents the Merrill family's experience, including early treatment for Declan and the challenges Mickey continues to face.

Read the Spotlight Delaware report

2. Physician-reported prior authorization burden. The American Medical Association summarizes survey findings on administrative workload, patient access, and physician concerns about prior authorization reform.

Read the AMA report

3. Expert perspective on AI and healthcare improvement. Dr. Robert Wachter discusses administrative opportunities, risks, and the importance of real-world implementation in this October 7, 2026, interview.

Read the Institute for Healthcare Improvement interview


About the author

Dr. Daniel Cham is a physician and medical consultant focused on healthcare technology, practice management, and medical billing. Through his work on OnnX, an AI-powered medical billing SaaS for small and medium-sized physician-owned clinics, he explores practical ways to reduce administrative friction and improve the reliability of healthcare operations.

His work focuses on the intersection of clinical realities, better data, responsible technology, and more effective practice management.

Connect on LinkedIn: Dr. Daniel Cham, MD


Disclaimer

This article is intended for general educational and informational purposes. It does not constitute medical, legal, coding, compliance, or reimbursement advice. Requirements vary by payer, jurisdiction, and practice setting. Consult appropriately qualified professionals for guidance specific to your circumstances.


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