Saturday, September 26, 2026

“Hi, Dad.” “Hi, Honey.”

The Final Words of a Father—and What They Reveal About the Patient We Lose in the Data



“It’s not supposed to be happening.” — Joan M. Griffin, PhD, Mayo Clinic researcher studying lucidity in dementia.

 

A final moment of clarity in dementia raises a much bigger healthcare question: What happens when we capture the data—but lose the context?


The day before her father died, a caregiver came to his home.

He was rarely awake.

He no longer spoke.

So she did what families often do when medicine has run out of easy answers.

She kept talking to him.

She leaned into his view.

“Hi, Dad!”

He looked at her.

And answered:

“Hi, Honey!”

It was the last time he spoke.

There is something almost impossible to process about that moment.

Not because it proves anything supernatural.

Not because dementia suddenly disappeared.

Not because scientists have discovered a cure.

They haven't.

Researchers are still trying to understand why some people with advanced dementia experience unexpected periods of clarity, communication, recognition or apparent awareness. Scientists call these episodes paradoxical lucidity, or terminal lucidity when they occur near the end of life. The mechanisms remain uncertain.

But the story exposes something much bigger.

The daughter heard two words.

The researchers heard a phenomenon.

A clinician might hear a neurological event.

A stranger might hear nothing more than a sentence.

But the daughter heard her father.

She knew the baseline.

She knew what had changed.

She knew why those two ordinary words were extraordinary.

And that is where this story becomes unexpectedly relevant to modern healthcare.

Because healthcare has a similar problem.

We are exceptionally good at collecting information.

We are increasingly good at processing information.

We are getting very good at generating information.

But we are surprisingly bad at preserving context.

And without context, information can become almost useless.


The Patient Is Not the Data

Let's start with an uncomfortable proposition.

The patient is not the chart.

The diagnosis isn't the patient.

The CPT code isn't the encounter.

The authorization number isn't the clinical reasoning.

The claim isn't the care.

The denial isn't the explanation.

And the dashboard isn't reality.

Yet somewhere between the exam room and the payment system, we repeatedly act as though these things are interchangeable.

They're not.

A physician sees a patient.

The patient tells a story.

The physician interprets the story.

A clinical decision is made.

Documentation is created.

Administrative information is added.

The encounter enters a series of systems.

Then the information gets copied, transformed, compressed, translated, transmitted, coded, validated and eventually turned into a claim.

At every step, something can disappear.

Sometimes it is a field.

Sometimes it is a timestamp.

Sometimes it is an authorization.

Sometimes it is a referral.

Sometimes it is clinical reasoning.

Sometimes it is the relationship between two pieces of information.

And sometimes what disappears is the thing that mattered most:

Why.


Healthcare Doesn't Have a Data Shortage

This is where I become deliberately contrarian.

Healthcare does not have a data shortage.

We have more data than almost anyone could reasonably consume.

Laboratories.

Imaging.

Notes.

Messages.

Claims.

Eligibility responses.

Authorizations.

Referrals.

Medication histories.

Problem lists.

Payer policies.

Portal messages.

Phone calls.

Faxed documents.

Scanned documents.

Spreadsheets.

Dashboards.

And, increasingly, AI-generated summaries.

If data alone solved healthcare's administrative problems, we should have solved them years ago.

Instead, we keep adding more.

More systems.

More portals.

More integrations.

More dashboards.

More automation.

More AI.

And somehow someone is still saying:

“I know the information is somewhere.”

That sentence should terrify every healthcare technology founder.

Because it means the data exists.

But the context doesn't travel with it.


Here's the Strange Part

We have built a healthcare system in which a highly trained physician can spend twenty minutes understanding a patient...

...and a billing department can later spend forty minutes trying to reconstruct what happened.

That is backwards.

The person closest to the clinical decision often has the richest context.

The person downstream may have the least.

Yet the downstream person is frequently expected to make the information work.

So what happens?

Humans become middleware.

The front desk becomes middleware.

The medical assistant becomes middleware.

The nurse becomes middleware.

The biller becomes middleware.

The practice manager becomes middleware.

Everyone moves information from one disconnected place to another.

And then we call it a workflow.

Maybe some workflows are simply systems compensating for missing context.


Meet the World's Most Expensive API

Her name might be Linda.

Or Maria.

Or Steve.

Every medical practice has one.

She's been there for 17 years.

She knows which payer portal actually works.

She knows which authorization form the payer really wants.

She knows which physician forgets which field.

She remembers that one strange patient from 2018.

She knows that if the payer says “pending,” it might mean three completely different things.

She knows where the missing document probably is.

She knows who to call.

She knows what to say.

She knows when the payer representative is giving her the standard answer and when something is actually wrong.

She is, essentially, an undocumented API.

And when she retires, the organization discovers something horrifying:

She was the infrastructure.

That isn't a technology strategy.

That's institutional knowledge trapped inside one human being.

The answer isn't to replace her.

The answer is to preserve the knowledge she shouldn't have to repeatedly recreate.


The “Why” Is Usually Missing

Ask a billing team:

Why did this claim deny?

You'll probably get an answer.

Authorization.

Eligibility.

Medical necessity.

Coding.

Modifier.

Coverage.

Documentation.

Timely filing.

Fine.

Now ask:

Why did the underlying problem happen?

That question changes everything.

Maybe the insurance changed before the appointment.

Maybe eligibility was checked against the wrong plan.

Maybe an authorization was obtained but never linked to the encounter.

Maybe the authorization covered one service but the claim represented another.

Maybe a referral was required.

Maybe the payer changed its rule.

Maybe the physician documented the clinical reasoning, but that context never reached the administrative workflow.

Maybe the payer made an error.

Maybe the practice made an error.

Maybe nobody made an error.

Maybe the information was simply fragmented.

That's why I believe the denial itself is often less interesting than the chain of events that produced it.

The denial isn't necessarily the problem.

The denial is the clue.


Healthcare Loves to Clean Up Messes

This is one of the industry's stranger habits.

We create friction.

Then we build an industry around managing the friction.

A claim rejects.

Someone works the rejection.

An authorization is missing.

Someone calls.

A document can't be found.

Someone searches.

A payer requests information.

Someone uploads it.

A patient doesn't understand the bill.

Someone explains it.

The same patient calls again.

Someone explains it again.

At some point we congratulate ourselves because the workflow has been “optimized.”

Optimized?

We just got faster at cleaning up the mess.

That's not necessarily innovation.

Sometimes it's high-speed housekeeping.


Prior Authorization Is a Perfect Example

The latest AMA physician survey provides an uncomfortable picture.

Physicians report completing an average of 40 prior authorization requests per week.

Those requests consume an average of 13 hours of physician and staff time every week.

More than nine in ten physicians, 94%, say prior authorization contributes to burnout.

And 74% report that prior authorization denials have increased over the past five years.

The AMA survey also found that 40% of physicians employ staff dedicated exclusively to prior authorization tasks.

Forty requests.

Thirteen hours.

Dedicated staff.

And this is one administrative process.

Not healthcare.

One process.

So perhaps the question isn't:

“How can we process prior authorization faster?”

Perhaps the more important question is:

“Why does the system require this much human reconstruction in the first place?”

That's a different problem.

And a much more interesting one.


The Hidden Cost Isn't Just Money

We love measuring administrative waste in dollars.

We should.

But there's another currency:

attention.

A physician's attention.

A nurse's attention.

A biller's attention.

A practice manager's attention.

A patient's attention.

A caregiver's attention.

Every unnecessary phone call spends some of it.

Every duplicate entry spends some.

Every manual lookup spends some.

Every “can you send that again?” spends some.

Every portal login spends some.

One interruption isn't catastrophic.

A thousand aren't trivial.

That's how healthcare burnout works.

Not necessarily through one enormous event.

Through thousands of tiny demands that accumulate until someone finally says:

“I can't do this anymore.”


The Dementia Story Gives Us a Clue

Go back to the father.

The daughter says:

“Hi, Dad.”

He says:

“Hi, Honey.”

Those words by themselves are ordinary.

The context makes them extraordinary.

That is the point.

Context changes meaning.

Without context, the words are merely data.

With context, they become a moment.

Healthcare understands this intuitively.

Doctors know that a lab value means different things depending on the patient.

A symptom means different things depending on the history.

A medication means different things depending on the indication.

A diagnosis means different things depending on the encounter.

Yet our administrative systems often flatten all of that complexity into discrete fields.

Then we act surprised when the downstream system doesn't understand the story.


What Joan Griffin's Research Really Makes Me Think About

Joan M. Griffin, PhD, a Mayo Clinic researcher who studies lucidity in dementia from the caregiver perspective, told the Washington Post:

“It’s not supposed to be happening.”

That sentence is haunting.

But it also reveals something important about science.

When reality doesn't fit the model, the answer isn't necessarily to ignore reality.

Sometimes the model is incomplete.

Healthcare technology needs the same humility.

When the same claim keeps denying...

When the same authorization keeps failing...

When staff repeatedly search for the same information...

When the same patient has to explain the same thing...

Maybe the people aren't the problem.

Maybe the model is incomplete.


Another Remarkable Observation

The Washington Post reported that Griffin has seen caregivers change how they interact with people with dementia after witnessing moments of lucidity.

Some physicians, she said, began speaking directly to the patient rather than only to the caregiver, recognizing that the patient might be processing information even when communication appeared limited.

That is a profound shift.

The person's apparent inability to communicate had been interpreted as absence.

Then an unexpected moment challenged the assumption.

And the behavior changed.

There is a lesson here for healthcare technology:

What you cannot observe easily is not necessarily what does not exist.

The same principle applies to context.

If your billing system can't see the relationship between eligibility, authorization, documentation and the eventual claim, that doesn't mean the relationship isn't there.

It means your architecture isn't preserving it.


This Is the Data Quality Problem Nobody Wants to Own

Everyone says they want clean data.

But “clean data” is usually interpreted as:

No missing fields.

No duplicate records.

Valid formatting.

Consistent codes.

Correct dates.

That's necessary.

But it isn't enough.

You can have perfectly formatted data that is completely disconnected from its meaning.

Imagine a spreadsheet with:

Patient ID.

Date.

Procedure.

Diagnosis.

Payer.

Authorization number.

Everything is technically clean.

But nobody knows whether the authorization actually corresponds to the procedure.

The data is clean.

The context is broken.

That's a much more subtle problem.

And potentially a much more expensive one.


Clean Data vs. Meaningful Data

I would separate the two.

Clean data

Is accurate, structured and valid.

Contextual data

Preserves relationships, timing, provenance and meaning.

We need both.

The next generation of healthcare infrastructure should be designed around both.

Because AI cannot reason reliably about context that has already been discarded.


This Is Where AI Gets Interesting

The healthcare industry is rushing toward AI.

That's understandable.

AI can summarize.

Classify.

Extract.

Predict.

Route.

Flag.

Compare.

Generate.

But here's my contrarian warning:

AI does not magically repair bad context.

It can process bad context faster.

It can summarize incomplete context beautifully.

It can produce an extremely confident answer from information that should never have been trusted.

That's not intelligence.

That's automated ambiguity.

And healthcare cannot afford to confuse the two.


The Real AI Question

Instead of asking:

“Which AI model should we use?”

Ask:

“What information will the model actually receive?”

Then:

“Where did that information come from?”

Then:

“When was it verified?”

Then:

“What context surrounds it?”

Then:

“What happens when two sources disagree?”

Then:

“What does the system do when the answer is unknown?”

Those questions are considerably less glamorous than talking about agents.

They are also more important.


AI Should Preserve Context, Not Invent It

This principle matters enormously in healthcare.

If eligibility is unknown:

Don't guess.

If authorization is uncertain:

Flag it.

If documentation conflicts:

Surface the conflict.

If the clinical record doesn't support a conclusion:

Don't manufacture support.

If the system infers something:

Distinguish inference from fact.

If a human needs to decide:

Escalate to the human.

The smartest system may sometimes be the one that says:

“I don't know. Here's what needs to be checked.”

That is not weakness.

That's governance.


The Opportunity Before the AI

This is where my thinking about OnnX begins.

I don't believe the biggest opportunity in healthcare billing is simply building another AI layer on top of the existing revenue cycle.

There are already plenty of tools trying to make downstream work smarter.

My question is more fundamental:

What if we improve the information before it becomes a billing problem?

Healthcare billing is, at its core, a data-quality problem.

Not merely a tooling problem.

And certainly not merely a staffing problem.


Most of the Problem Starts Upstream

Think about a claim.

By the time it reaches the billing queue, a tremendous amount has already happened.

The patient was scheduled.

Insurance was identified.

Eligibility may have been checked.

Referral requirements may have existed.

Authorization requirements may have existed.

Clinical information was collected.

A service was selected.

Documentation was created.

Coding decisions were made.

Information was transmitted.

By the time a claim denies, the industry often focuses on the last step.

But the last step may only be where the problem becomes visible.

Visibility is not causation.

That's a distinction healthcare should take much more seriously.


The OnnX Concept

The operating philosophy behind OnnX is:

Capture → Structure → Preserve → Propagate → Act → Learn

Capture

Capture relevant information as early as possible.

Structure

Turn it into usable, consistent information.

Preserve

Keep the relationship between information and the encounter.

Propagate

Carry relevant context forward instead of forcing people to recreate it.

Act

Identify exceptions before they become expensive downstream problems.

Learn

Use outcomes to improve the system.

The idea isn't complicated.

The implementation is.

Healthcare has a remarkable talent for turning simple ideas into complicated workflows.


The Canonical Context Record

One concept I keep coming back to is the canonical context record.

Not another giant chart.

Not another database where everything goes to die.

A structured representation of the relevant facts and relationships surrounding an encounter.

For example:

Patient

↓

Coverage

↓

Eligibility

↓

Referral

↓

Authorization

↓

Clinical indication

↓

Service

↓

Documentation

↓

Coding

↓

Claim

↓

Payer response

↓

Payment / denial

The value isn't simply storing each item.

The value is preserving the relationships between them.

That's the missing layer.


Imagine the Difference

Today:

“Why did this claim deny?”

Someone investigates.

Tomorrow:

“The claim denied because the authorization covered procedure A, while the submitted claim represented procedure B. Eligibility was verified four days before service. The mismatch originated at the authorization-to-claim transition.”

That's a different system.

Not because the AI is magical.

Because the context survived the journey.


The Metric I Want to See

We measure denial rates.

Clean claims.

A/R.

Days to payment.

Collection rates.

Useful.

But I would add another metric:

Context Loss Rate

How often does your organization have to rediscover information that should already be available?

Ask:

How often does staff search for an authorization?

How often does someone re-enter patient information?

How often does someone call the payer because the answer wasn't preserved?

How often does a physician get asked for information already documented?

How often does the patient repeat information?

How often does someone say:

“I know it's somewhere.”

That's a context-loss event.

Start counting them.

You may discover that your biggest revenue-cycle problem isn't your billing software.

It's the number of times your employees become detectives.


The Sherlock Holmes Problem

A practice should not require a detective to submit a claim.

Yet that's what happens.

“Where is the authorization?”

“Who verified eligibility?”

“When did we verify it?”

“Was the referral required?”

“Which payer representative confirmed it?”

“Did the patient change plans?”

“Did anyone upload the document?”

“Where's the clinical note?”

“Which version?”

“What did the payer actually ask for?”

This is not sophisticated work.

It is reconstruction work.

And reconstruction is expensive.


The Human Middleware Tax

Here's another metric I'd like healthcare organizations to think about:

Human Middleware Tax.

How much employee time is spent moving information between systems because the systems themselves don't carry the context?

That might be:

Copying.

Pasting.

Calling.

Faxing.

Uploading.

Downloading.

Searching.

Re-entering.

Reconciling.

Confirming.

Repeating.

The employee is doing work.

But the organization isn't necessarily creating value.

It is compensating for architectural limitations.


This Is Not an Argument Against Humans

Quite the opposite.

The goal shouldn't be:

Remove the humans.

It should be:

Stop wasting the humans.

A great biller should be solving exceptions.

A great practice manager should be improving operations.

A physician should be practicing medicine.

A nurse should be caring for patients.

An experienced employee should be handling the complicated cases where judgment actually matters.

Not searching three portals for a PDF that somebody already uploaded.


The Janice Test

Here's a test for any healthcare technology company.

Take your product into a clinic.

Find the person who knows everything.

Ask them to demonstrate the current workflow.

Then ask:

“What do you do when this goes wrong?”

They'll show you.

Now ask:

“How many times a week?”

Then:

“How long does it take?”

Then:

“What information are you looking for?”

Then:

“Why isn't that information already available?”

That final question is where product discovery gets interesting.


Stop Asking, “Would You Buy It?”

Healthcare founders love asking:

“Would this solve a problem for you?”

Of course.

The person wants to be nice.

Instead ask:

“Show me the last time this happened.”

Then:

“What did you do next?”

Then:

“Who else got involved?”

Then:

“How long did it take?”

Then:

“What happens if you're out sick?”

Then:

“How do you know the problem is fixed?”

Now you're getting somewhere.


The Practice Manager's Conversation

Imagine this:

Biller: “The claim denied.”

Manager: “Why?”

Biller: “Authorization.”

Manager: “Didn't we have one?”

Biller: “I think so.”

Manager: “Where is it?”

Biller: “Payer portal.”

Manager: “Which portal?”

Biller: “Let me check.”

That's not a billing workflow.

That's an escape room.

And someone is paying for the privilege.


The Real Definition of Automation

Automation should not mean:

“We moved the work faster.”

It should mean:

“We eliminated unnecessary work.”

Those are different.

If a person previously searched five systems for 20 minutes and an AI searches five systems in 30 seconds, congratulations.

You've built a faster searcher.

But if the information had been structured correctly at the beginning, perhaps nobody needed to search at all.

That is the more interesting innovation.


Healthcare Needs Fewer Detective Stories

The best healthcare infrastructure should make the boring things boring.

Eligibility should be boring.

Authorization status should be boring.

Documentation availability should be boring.

Claim context should be boring.

Payment reconciliation should be boring.

The interesting work should be:

Clinical judgment.

Complex patients.

Difficult diagnoses.

New treatments.

Research.

Human relationships.

Not:

“Where did that authorization PDF go?”


The Ethical Line

There is another reason this matters.

When AI enters healthcare administration, convenience cannot become the only objective.

A system shouldn't fabricate missing documentation.

It shouldn't silently infer facts and represent them as verified.

It shouldn't conceal uncertainty.

It shouldn't turn a probability into a fact.

It shouldn't make a physician responsible for an AI-generated conclusion without appropriate visibility.

And it shouldn't encourage practices to treat payer rules as obstacles to be manipulated.

The objective should be:

accurate information, transparent reasoning, traceable actions and appropriate human oversight.

That isn't bureaucracy.

That's trust.


The Patient Is Paying for the Fragmentation

We often discuss administrative burden as though it belongs to the healthcare organization.

It doesn't.

Patients experience it.

They wait.

They call.

They repeat information.

They receive confusing bills.

They wonder why one doctor knows something another doesn't.

They wait for authorizations.

They delay treatment.

They become frustrated.

And eventually they say something familiar:

“Why can't you people just talk to each other?”

That may be the most accurate healthcare interoperability assessment ever written.


Independent Practices Feel This Differently

A large health system may have departments dedicated to fixing administrative problems.

A small physician-owned practice may have:

One physician.

A few staff.

One practice manager.

One biller.

And a phone that never seems to stop ringing.

Every unnecessary administrative task has an opportunity cost.

A physician fighting an authorization isn't seeing a patient.

A biller searching for an old document isn't working another claim.

A manager reconstructing a workflow isn't improving the practice.

Scale doesn't eliminate friction.

It simply determines how much friction you can afford.


What I Would Fix First

If I were sitting with an independent practice tomorrow, I wouldn't start with AI.

I'd start with one service.

One payer.

One workflow.

One recurring problem.

Then I'd trace it.

Appointment.

Eligibility.

Authorization.

Clinical encounter.

Documentation.

Coding.

Claim.

Payment.

Denial.

And I'd ask:

Where was the first preventable information failure?

Not where did the denial occur.

Where did the problem begin?

That distinction can change an entire product strategy.


The Five Questions

For every recurring administrative problem, ask:

1. What happened?

Document the event.

2. Why did it happen?

Find the upstream cause.

3. What information existed?

Identify the evidence.

4. Where did the context disappear?

Find the handoff.

5. How do we prevent reconstruction next time?

That's where technology belongs.


The Future of Healthcare AI May Be Boring

This may sound strange coming from someone building an AI healthcare company.

But I don't want AI to feel impressive.

I want it to feel boring.

I want the practice manager to say:

“Wait. I didn't have to call them?”

I want the biller to say:

“The authorization was already attached?”

I want the physician to say:

“Why did I get this request? The information was already there.”

I want the patient to say:

“I didn't have to explain that again?”

That's success.

Not a flashy demo.

Not a futuristic robot.

Not a 47-slide investor deck.

Just fewer unnecessary problems.


The Best AI May Be the AI Nobody Notices

A patient doesn't care that an AI model processed their eligibility data.

They care that their appointment wasn't delayed.

A physician doesn't care that an algorithm classified a payer rule.

They care that the patient got the treatment.

A biller doesn't care that a model used a sophisticated embedding architecture.

They care that the claim didn't require three hours of detective work.

The technology should disappear into the workflow.

The outcome should be visible.


Three Lessons From the Dementia Story

The first is simple:

1. Absence of visible communication is not necessarily absence of awareness.

Healthcare should be careful about confusing what a system cannot observe with what does not exist.

2. Context changes meaning.

Two ordinary words—“Hi, Honey”—can become extraordinary when someone knows the story surrounding them.

3. Systems should preserve what humans need to understand.

The daughter didn't need more data.

She needed the context that made the data meaningful.

Healthcare needs the same thing.


A Different Way to Think About “Patient-Centered”

Patient-centered healthcare shouldn't simply mean:

Be nice to the patient.

It should mean:

Don't make the patient repeatedly compensate for the system's inability to preserve information.

That is harder.

But it is measurable.

How many times does a patient repeat information?

How many times does a patient call?

How many administrative delays occur?

How many bills require explanation?

How many times does a patient become the messenger between two parts of the healthcare system?

Those are patient-experience metrics too.


What Healthcare Founders Should Stop Building

Maybe we should stop building:

Another dashboard nobody checks.

Another portal nobody likes.

Another chatbot that doesn't know the patient's context.

Another AI summarizer that creates another document.

Another workflow tool that requires staff to manually feed it information.

Another “single pane of glass” that somehow creates a second pane of glass.

Healthcare doesn't need more software for software's sake.

It needs better information architecture.


What We Should Build Instead

Systems that:

Capture information once.

Preserve its meaning.

Maintain provenance.

Carry context forward.

Detect conflicts.

Surface exceptions.

Ask humans when uncertainty matters.

Learn from outcomes.

That sounds less sexy.

Good.

Sexy software makes great demos.

Reliable infrastructure makes great businesses.


The OnnX Thesis in One Sentence

Healthcare billing should become more deterministic because the information entering the revenue cycle becomes more structured, contextual and trustworthy.

Not because we hire more people to chase problems.

Not because we throw AI at denials.

Not because we build another RCM dashboard.

Because we reduce the number of things that go wrong upstream.


The Denial Is Still Useful

Remember:

The denial isn't the enemy.

It is information.

A denial tells you that something in the system didn't line up.

Maybe the payer's rule.

Maybe the documentation.

Maybe the authorization.

Maybe eligibility.

Maybe coding.

Maybe timing.

Maybe the system.

The question is not:

“How quickly can we make this denial disappear?”

The better question is:

“What is this denial trying to teach us?”

That's where revenue cycle becomes more than collections.

It becomes a feedback system.


Capture Once. Preserve Context.

This is ultimately the idea.

A physician shouldn't have to recreate information.

A nurse shouldn't have to recreate information.

A biller shouldn't have to recreate information.

A patient shouldn't have to recreate information.

A practice manager shouldn't have to recreate information.

Capture once.

Preserve context.

Let the information travel with the encounter.

That is a very different vision of healthcare infrastructure.


The Father at the End of the Story

The Washington Post reported that after experiencing these unexpected moments, some caregivers changed how they interacted with people with dementia.

They began to reconsider what they assumed the patient could understand.

They spoke directly to them.

They paid closer attention.

They stopped equating silence with absence.

That is the lesson I want healthcare technology to take seriously.

Because our systems can make a similar mistake.

When information isn't visible, we assume it isn't there.

When context isn't structured, we assume it doesn't matter.

When the workflow breaks, we blame the person downstream.

Maybe we should question the system upstream.


“Hi, Dad.”

“Hi, Honey.”

Two ordinary sentences.

An extraordinary moment.

And perhaps an uncomfortable lesson for healthcare:

The thing we fail to capture is not necessarily the thing that isn't there.

Sometimes it is simply the thing our system wasn't designed to preserve.

And that's the problem I think we should be solving.

Not:

How do we collect more data?

But:

How do we stop losing the meaning of the data we already have?

Because the patient was never just the data.

And the claim was never just the claim.

The story was there all along.

We just didn't carry it forward.


My Challenge to Physicians and Clinic Owners

Tomorrow, ask your team one question:

“What do you have to explain more than once?”

Don't ask what annoys them.

Ask what gets lost.

Eligibility.

Authorization.

Referral information.

Clinical reasoning.

Documentation.

Coding rationale.

Payer instructions.

Patient financial information.

You may discover that the biggest problem in your practice isn't something you need to add.

It is something you need to stop losing.


My Challenge to Healthcare Founders

Stop asking:

“Where can I put AI?”

Ask:

“Where is context disappearing?”

Then:

“What does that loss cost?”

Then:

“Who is compensating for it?”

Then:

“Could the system preserve it earlier?”

That is where interesting companies begin.


My Challenge to Healthcare Leaders

Don't only measure the work your employees complete.

Measure the work your systems force them to do.

Those are not the same thing.

A brilliant employee can make a broken workflow look functional.

That doesn't mean the workflow is good.

It means the employee is good.

Don't accidentally turn your best people into human error-correction systems.


The Question I Want to Leave You With

What if the next major breakthrough in healthcare isn't more data?

What if it is less data loss?

What if the next great healthcare AI company doesn't win because its model is slightly smarter?

What if it wins because its system knows:

where the information came from,

what it means,

when it was verified,

what it is connected to,

and what should happen next?

That is a much less glamorous pitch.

But perhaps a much more useful one.


Continue the Conversation

I'm interested in hearing from physicians, billers, practice managers, healthcare operators and founders:

Where does your organization lose context?

At scheduling?

Eligibility?

Prior authorization?

Documentation?

Coding?

Billing?

Claims?

Denials?

Patient communication?

Or somewhere between all of them?

Tell me what you've seen.

And if this article made you think of someone who has spent years quietly working around a broken healthcare workflow, send it to them.

Sometimes the person closest to the problem already knows the solution.

They just haven't been asked the right question.

Connect with Dr. Daniel Cham on LinkedIn

DrDanielCham.com

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About the Author

Dr. Daniel Cham is a physician, medical consultant and healthcare entrepreneur focused on the intersection of medicine, healthcare operations, medical technology and medical billing.

He is the founder of OnnX, an emerging healthcare technology venture focused on helping physician-owned practices rethink how clinical and administrative information moves through the revenue cycle.

His central thesis is simple:

Healthcare billing is a data-quality problem, not merely a tooling problem.

Dr. Cham writes about healthcare operations, physician entrepreneurship, medical technology, AI, medical billing and the practical realities of building better healthcare infrastructure.


Disclaimer

This article is provided for educational and informational purposes only. It is not medical, legal, coding, compliance, reimbursement, financial or other professional advice.

Healthcare requirements vary by patient, payer, contract, organization and jurisdiction. Appropriate professional guidance should be obtained for specific clinical, legal, reimbursement, privacy, security or compliance decisions.


A Note on the Human Story

The father and daughter described in the opening Washington Post account were not publicly identified by full name, and I have intentionally not invented names for them.

That matters.

The story belongs to a real family.

The researchers can be identified because their professional roles and statements were publicly reported. The caregiver accounts themselves remain anonymous in the published reporting.

The second account includes a man named Joe, who was identified in the caregiver's account as her husband. The Washington Post did not provide his surname.

That distinction is worth preserving.

Accuracy is part of context too.


Sources & Further Reading

Margaret Hetherman, The Washington Post — “Some dementia patients grow lucid near the end. Scientists hope it’s a clue.” — September 25, 2026.

The primary current-week source for the human stories, Joan Griffin's research and the LEAD Network conference.

American Medical Association — 2025 Prior Authorization Physician Survey, published May 2026.

The current AMA survey reports an average of 40 prior authorization requests per physician per week, 13 hours of physician/staff time per week, 94% reporting a contribution to burnout, and 74% reporting increased denials over five years.

Duke University — Heather Whitson and the Lucidity in Alzheimer’s and Dementia Network.

Useful background on the research effort studying unexpected lucidity in dementia.


Featured Resource

For physicians and clinic owners interested in the broader problem of upstream data quality, context preservation and deterministic revenue-cycle workflows, visit the Featured section of my LinkedIn profile.

No hype.

No “AI will replace everyone.”

No magic wand.

Just a different question:

What if we fixed the information before we had to fix the claim?


Final Thought

The healthcare industry has spent decades becoming better at processing information.

The next decade may require us to become much better at preserving meaning.

Because somewhere between the patient and the claim, something important gets lost.

And sometimes the most important thing in the entire system is the thing that never made it into the database.

The patient.


References

  1. Hetherman, Margaret. “Some dementia patients grow lucid near the end. Scientists hope it’s a clue.” The Washington Post, September 25, 2026.
    Primary source for the opening story, Joan M. Griffin’s research, the “Hi, Dad / Hi, Honey” account, and the current discussion of paradoxical and terminal lucidity. Read the Washington Post article
  2. Duke University School of Medicine. “When the fog lifts: Pioneering a new frontier in Alzheimer’s and dementia research.” August 11, 2026.
    Provides current background on Heather Whitson’s research and the scientific questions surrounding unexpected periods of lucidity in advanced dementia. Read the Duke University research article
  3. American Medical Association. “AMA survey: Prior authorization reform pledge falls short with physicians.” 2026.
    Source for the current physician survey figures cited in the article, including an average of 40 prior authorizations per week, 13 hours of physician/staff time, 94% reporting a contribution to burnout, and 74% reporting increased denials over five years. Read the AMA survey

#Healthcare #MedicalBilling #HealthcareAI #HealthTech #DigitalHealth #HealthcareInnovation #PhysicianEntrepreneur #MedicalTechnology #RevenueCycleManagement #IndependentPractice #PracticeManagement #HealthcareOperations #PatientExperience #ClinicalDocumentation #AIinHealthcare #HealthcareLeadership #Dementia #PatientCenteredCare #Physicians #HealthcareTransformation

 

Friday, September 25, 2026

Ava Little Didn't Want to Sit on the Sidelines: What Her Story Reveals About the Broken Patient Experience

Healthcare doesn't happen in departments. It happens in the spaces between them—and that is where patients, physicians, and practices often lose time, trust, and money.



“Care does not have to be finished in one encounter. But it must not be allowed to disappear between encounters.” — Alan P. Feren, MD

 

That sentence stopped me.

Not because it is complicated.

Because it is obvious.

And yet much of modern healthcare is designed as though the opposite were true.

The appointment ends.

The physician moves to the next patient.

The patient leaves.

The chart closes.

The referral goes somewhere.

The claim enters another system.

The authorization enters another queue.

The bill arrives weeks later.

And somewhere along the way, everybody assumes somebody else is taking care of the rest.

That is where the trouble begins.

A 14-year-old girl in Michigan offers an unexpectedly powerful way to understand the problem.

Her name is Ava Little.

Ava was diagnosed with Charcot-Marie-Tooth disease, or CMT, at three years old. Fourteen years later, the condition remains part of her life. She has dealt with physical challenges, unwanted attention because of the way she walks, and the ordinary complications of growing up while living with a genetic disorder.

But she made a choice.

She decided she did not want to sit on the sidelines.

As WDIV Local 4 reported this week, Ava has turned her experience into advocacy, fundraising, and awareness work for CMT. She is captain of the “Little But Mighty” team participating in the annual Walk for CMT in Lansing. Her involvement also earned her a Go-4-It Award.

Her father, Matthew Little, knows CMT personally.

So does Ava's brother, Ethan Little.

An earlier Charcot-Marie-Tooth Association family profile identified Ava with her parents, Lisa Little and Matt Little, and her brother Ethan.

Matthew explained to WDIV that everyone in the family has CMT1A, but the condition affects them differently. He and his son have relatively mild symptoms, while Ava experiences the disease more intensely.

Same family.

Same broad diagnosis.

Different experience.

That distinction is the real story.

Because healthcare has a similar problem.

We keep designing healthcare around the diagnosis, the encounter, the claim, or the department.

But the patient experiences none of those things separately.

The patient experiences one life.

And one healthcare journey.


Ava Little's Story Is Not Really About CMT

It is tempting to read Ava's story as a story about rare disease.

It is.

But it is also about something much bigger:

agency.

Ava didn't choose CMT.

She didn't choose the symptoms.

She didn't choose the questions from strangers.

She didn't choose the limitations imposed by her condition.

But she could choose how she responded.

And she chose action.

She chose advocacy.

She chose fundraising.

She chose community.

She chose not to disappear behind the diagnosis.

That matters to physicians.

Because patients don't want to be passive recipients of healthcare.

They want to understand what is happening.

They want to know what happens next.

They want to know who is responsible.

They want their concerns remembered.

They want the system to recognize that they are a person rather than an encounter number.

And increasingly, they want something else:

They want visibility.

Not necessarily visibility into every technical detail.

Visibility into their own journey.

What happened?

Why?

What comes next?

What do I need to do?

Who do I contact?

What will this cost?

Why did insurance deny it?

Why am I receiving this bill?

Why does the bill say one thing while the insurance statement says another?

Those questions aren't peripheral to healthcare.

For the patient, they are healthcare.


The Healthcare Industry Has a Strange Definition of “Patient-Centered”

Here's my slightly provocative question:

If the patient has to navigate the system alone, how patient-centered is the system?

We love the phrase.

Patient-centered care.

Patient engagement.

Patient empowerment.

Patient experience.

Digital health.

Consumer healthcare.

Beautiful words.

But then the patient gets a bill they can't understand.

Or a referral disappears.

Or a prior authorization stalls.

Or they have to call the insurance company because the physician's office can't determine why something was denied.

Then the language suddenly changes.

“That is the payer's issue.”

“That is billing.”

“That is scheduling.”

“That is utilization management.”

“That is the clearinghouse.”

“That is the patient's responsibility.”

Technically, those statements may be correct.

Humanly, they are almost meaningless.

The patient doesn't have a payer problem.

The patient has a healthcare problem.

And they expect the people providing healthcare to help navigate it.


The Patient Doesn't Know Your Organizational Chart

This is one of the most important principles for practice owners:

The patient does not experience your organizational chart.

They don't know:

  • who handles eligibility
  • who handles coding
  • who submits claims
  • who works denials
  • who posts payments
  • who handles appeals
  • who manages prior authorization
  • who handles credentialing
  • who owns the patient portal
  • who manages your clearinghouse

And frankly?

They shouldn't have to.

A patient has enough on their plate.

They're sick.

Or worried about becoming sick.

They're taking care of children.

They're taking care of parents.

They're working.

They're missing work.

They're paying for medications.

They're arranging transportation.

They're trying to understand what a physician just told them.

They don't need another part-time job:

Insurance Claims Analyst.

Yet that's effectively what healthcare sometimes asks them to become.


Here's the Contrarian Part

Medical billing is not a back-office function.

There.

I said it.

And I know some revenue-cycle professionals will disagree.

That's okay.

Let's define what I mean.

I'm not saying billing is clinical care.

It isn't.

I'm saying the consequences of billing are part of the patient experience.

If a patient receives an incorrect bill, that affects trust.

If a claim is repeatedly denied, that affects access.

If an authorization delays treatment, that affects care.

If a financial estimate is unclear, that affects decision-making.

If staff spend hours chasing a claim, that affects practice capacity.

If physicians spend hours dealing with administrative problems, that affects the amount of time available for clinical work.

The department may be called “revenue cycle.”

The patient experiences it as:

“What happened to my healthcare?”

That's a very different perspective.


The 15-Minute Appointment Is Not the Boundary of Care

This is where Alan P. Feren, MD's recent essay becomes particularly relevant.

Writing this week, Feren argues that care doesn't have to be completed in one encounter, but it cannot simply disappear between encounters. He distinguishes the medical service from the larger process of actual care: explanation, treatment planning, follow-through, reassessment, and responsibility for what happens next.

That idea should change how practice owners think about operations.

Because healthcare doesn't end when the physician clicks:

Sign Encounter.

The patient still has to:

  • obtain the medication
  • schedule the referral
  • complete the test
  • receive the result
  • understand the result
  • follow the treatment plan
  • navigate insurance
  • return for reassessment
  • pay the appropriate balance

The clinical encounter is an event.

Healthcare is an episode.

And the episode is where many systems fail.


The Claim Is Also an Episode

Think about a claim.

It doesn't simply exist.

It travels.

Patient information enters the system.

Eligibility is checked.

The encounter occurs.

Documentation is completed.

Codes are assigned.

The claim is created.

The claim is scrubbed.

The claim is submitted.

The payer adjudicates it.

Payment arrives.

The payment is posted.

A denial may appear.

Someone investigates.

Someone corrects something.

Someone appeals.

Someone follows up.

Then perhaps the patient receives a balance.

That's not one event.

It's an ecosystem.

And every handoff is an opportunity for information to disappear.

Which brings us to an uncomfortable question:

Why do we design healthcare around handoffs and then act surprised when things fall between them?


The Handoff Tax

Every time information moves from one person, system, department, or organization to another, there is a potential cost.

Call it the handoff tax.

It isn't always financial.

Sometimes it is:

  • duplicated work
  • delayed work
  • missing information
  • contradictory information
  • manual reconciliation
  • patient confusion
  • staff frustration
  • physician interruption
  • delayed payment

The more handoffs, the more opportunities for something to become unclear.

And healthcare has become spectacularly good at creating handoffs.

Physician to staff.

Staff to payer.

Payer to provider.

Provider to clearinghouse.

Clearinghouse to payer.

Payer to patient.

Patient back to practice.

Practice back to payer.

At some point you almost expect a marching band to appear.


The Administrative Tax on Medicine

The scale of administrative work isn't theoretical.

The American Medical Association's 2025 Prior Authorization Physician Survey found that physicians complete an average of 40 prior authorization requests per week, while physicians and staff spend an average of 13 hours per week completing them. The AMA reported that 95% of physicians say prior authorization delays necessary care, 94% say it contributes to burnout, and 26% report that it has contributed to a serious adverse event.

Read that again.

Thirteen hours.

That's not a little paperwork.

That's a significant portion of a working week.

And that's just prior authorization.

Add:

Claims.

Denials.

Eligibility.

Credentialing.

Documentation.

Coding.

Appeals.

Patient balances.

Payer portals.

Referral management.

And the occasional fax machine that apparently refuses to die.

The industry keeps calling this administration.

At some point, we should probably call it what it is:

operational infrastructure.


The Fax Machine Has Become a Healthcare Immortal

There are many mysteries in healthcare.

Why does a simple referral sometimes require three phone calls?

Why does a payer portal need another password?

Why does one payer accept electronic documentation while another asks for a fax?

Why can a claim be visible in one system but not another?

Why does someone occasionally say:

“We never received it.”

And why, after all the technological revolution of the last two decades, is a fax machine still somehow involved?

We have artificial intelligence.

We have cloud computing.

We have smartphones more powerful than the computers that sent people to the moon.

And somewhere in a medical office:

“Can you fax that again?”

Maybe the problem isn't that healthcare lacks technology.

Maybe healthcare lacks integration and operational discipline.


Stop Adding People to Broken Workflows

Here's another idea that may make some practice owners uncomfortable:

More staff is not always the answer.

Sometimes you genuinely need more people.

But before hiring another person, ask:

Why does this work exist?

Then ask:

Why does a human have to do it?

Then:

Why does that human have to do it repeatedly?

Then:

Why are we discovering the problem this late?

Then:

Could the problem have been prevented upstream?

Those questions are more valuable than simply asking:

“Who can we hire?”

Because a broken process with more people becomes a larger broken process.

It doesn't magically become efficient.


Your Best Employee May Be Spending Half the Day Fixing Yesterday

This is one of the hidden costs of healthcare administration.

Your smartest employee may not be creating value.

They may be repairing value that was already created incorrectly.

A claim was entered incorrectly.

Now someone fixes it.

Eligibility wasn't verified.

Now someone calls.

A modifier was missing.

Now someone researches it.

A payer denied something.

Now someone appeals it.

A patient doesn't understand the statement.

Now someone explains it.

A payment doesn't match expectations.

Now someone reconciles it.

The employee is working.

Hard.

Productively.

And yet the organization may still be losing.

Because the work is reactive.

The goal shouldn't simply be to make people better at cleaning up mistakes.

The goal is to create fewer mistakes to clean up.


The Denial Is Not the Victory

Here's a revenue-cycle paradox I think deserves more attention:

We celebrate denial recovery.

Of course we should recover legitimate revenue.

But imagine a hospital announcing:

“We repaired 8,000 plumbing leaks this year.”

Wonderful.

But the next question would be:

Why were there 8,000 leaks?

Healthcare sometimes does the same thing with denials.

We celebrate the amount recovered.

But we don't always ask:

How many of those denials should never have happened?

Recovery matters.

Prevention matters more.

The real operational question isn't:

“How good are we at fighting denials?”

It's:

“Why are the same denials happening again?”


Your Denial Report Is a Map

A denial report isn't merely an accounting document.

It is a map of system failure.

If eligibility problems keep appearing, something upstream may need attention.

If documentation-related denials recur, the clinical workflow may need improvement.

If one payer repeatedly produces a certain denial category, that pattern deserves investigation.

If claims from a specific provider or service line behave differently, there may be a process issue worth understanding.

If the same denial reason appears month after month, you don't have a denial problem.

You have an information problem.

The denial is simply where the problem became visible.


The Three Questions Every Practice Should Ask

Forget the 50-page dashboard for a moment.

Start with three questions.

1. Where are we losing money?

Not just total A/R.

Where?

Which payer?

Which service?

Which denial?

Which stage?

2. Where are we losing time?

Which tasks consume staff hours?

Which claims require repeated touches?

Which workflows cause the most interruptions?

3. Where are we losing trust?

What causes patients to call?

What causes confusion?

What generates complaints?

What financial questions are staff repeatedly answering?

The interesting part is that these three questions may have the same answer.


The Patient Bill Is a Product

Here's an idea I wish more practices considered:

Your patient statement is a product.

And like every product, it has a user.

The user is a human being who may not understand medical billing.

So ask:

Can they understand it?

Can they tell what service it relates to?

Can they understand what insurance paid?

Can they understand what remains?

Can they determine what to do next?

Can they find help?

Can they challenge an error?

Or does the statement essentially say:

“Here is a number. Good luck.”

We wouldn't design a consumer app that way.

Why do we tolerate it in healthcare?


Patients Don't Need More Transparency

They Need More Comprehensibility.

This distinction matters.

Healthcare loves transparency.

Show the patient more data.

Give them more documents.

Give them another portal.

Send another explanation of benefits.

Put another notification in the app.

Congratulations.

The patient now has 14 pieces of information and no idea what they mean.

Transparency without comprehension is just information overload.

The goal should be understandable information.

What happened?

Why?

What does it mean?

What should I do?

Who can help?

That is patient-centered administration.


And Then There's AI

Every healthcare conference currently seems to contain approximately seventeen presentations titled:

“The Future of AI in Healthcare.”

Most begin with a futuristic image.

Usually a glowing brain.

Sometimes a robot.

Occasionally both.

Then comes the inevitable statement:

“AI will transform healthcare.”

Maybe.

But here's the boring truth:

AI cannot compensate for a badly designed process simply because it has a better vocabulary.

If your workflow is broken, AI can automate the broken workflow.

Faster.

That's not necessarily progress.


Don't Automate Chaos

This should become a rule:

Do not automate a process you haven't understood.

Before deploying AI, map the workflow.

Where does the data originate?

Where does it change?

Where does it get duplicated?

Where does it disappear?

Where does a human intervene?

Why?

Where does the decision occur?

Who owns the exception?

What happens when the system is wrong?

Only then ask:

Where could AI help?

That's a much more sophisticated technology strategy.


Where AI Actually Makes Sense

AI is particularly interesting when it can help with work that is:

  • repetitive
  • rules-driven
  • data-intensive
  • time-consuming
  • pattern-dependent
  • difficult to prioritize manually

That can include areas such as:

  • claim review
  • denial categorization
  • workflow prioritization
  • payer-pattern detection
  • eligibility workflows
  • documentation checks
  • anomaly detection
  • administrative communication
  • work-queue optimization

But the goal should not be:

“Replace the humans.”

The goal should be:

“Stop wasting human judgment on mechanical work.”

That's a much better bargain.


The Human Still Matters

There is a dangerous misconception about automation.

That every human task is inefficient.

It isn't.

Some tasks require judgment.

Some require context.

Some require empathy.

Some require negotiation.

Some require clinical understanding.

Some require knowing when the rules don't fit the patient.

Technology should handle predictable work.

Humans should handle exceptions, judgment, communication, and accountability.

The future isn't:

Humans versus machines.

It's:

Humans doing the work that actually deserves humans.


This Is Why the Middleman Question Matters

For independent and small-to-midsize practices, another question deserves attention:

How much control should the practice surrender in exchange for convenience?

Outsourcing isn't inherently bad.

Neither is bringing work in-house.

The issue is visibility.

If a practice outsources billing but cannot answer:

  • why claims are denied
  • where A/R is accumulating
  • what staff are doing
  • what payers are causing problems
  • which workflows are failing
  • how much rework exists

then it may have outsourced more than labor.

It may have outsourced understanding.

That's dangerous.

A physician practice should not need to become a billing company.

But it should understand its own revenue cycle.


This Is the Philosophy Behind OnnX

This is where OnnX enters the conversation.

I founded OnnX around a simple idea:

Small and midsized medical practices should not have to surrender operational visibility just because medical billing is complicated.

OnnX is an AI-powered medical billing SaaS designed to help practices reduce unnecessary administrative friction and move toward greater visibility and control without relying entirely on traditional middleman-heavy workflows.

The objective isn't to add another dashboard to a physician's life.

Nobody wakes up thinking:

“I hope someone gives me another dashboard today.”

The objective is to make the underlying workflow more intelligent.

More visible.

More actionable.

More connected.

The important distinction is this:

Automation should not hide the work.

It should make the work easier to understand.


The Difference Between Outsourcing Work and Outsourcing Understanding

This distinction is central to the future of medical billing.

A practice can outsource repetitive labor.

That's reasonable.

But outsourcing understanding is different.

If the practice doesn't know:

What is happening?

Why is it happening?

Who owns it?

What should happen next?

then the practice isn't really in control.

Technology should reverse that.

The physician doesn't need to personally work every claim.

But the physician or practice owner should be able to understand the system.

That is operational intelligence.


The 30-Day Practice Challenge

If you're a physician owner, try something simple.

Don't transform everything.

Pick one month.

Days 1–5: Measure

Document:

  • clean-claim rate
  • denial rate
  • denial reasons
  • days in A/R
  • A/R over 90 days
  • patient balance aging
  • staff hours spent on billing
  • manual claim touches
  • average time to resolution

Don't fix anything yet.

Measure.


Days 6–10: Trace

Pick one denied claim.

Follow it from beginning to end.

Where did the information originate?

Who touched it?

What changed?

Where did the problem appear?

Could it have been detected earlier?

Do this repeatedly.

Patterns will emerge.


Days 11–15: Categorize

Divide problems into:

Preventable.

Partially preventable.

Unavoidable.

Don't waste your team's energy pretending every payer behavior can be controlled.

Focus on what you can influence.


Days 16–20: Prioritize

Pick three recurring problems.

Not ten.

Three.

Rank them by:

  • financial impact
  • staff time
  • patient impact
  • frequency
  • ease of intervention

Then tackle them.


Days 21–25: Automate

Identify repetitive work.

Ask:

Could software do this?

If yes:

Could it do it safely?

If yes:

How would a human verify exceptions?

That third question is the one people skip.

Don't skip it.


Days 26–30: Review

Compare the baseline.

What improved?

What didn't?

What surprised you?

What should be redesigned next?

The objective isn't perfection.

It's learning.


The Metrics That Actually Matter

A practice doesn't need 200 KPIs.

Start with a manageable group.

Clean-Claim Rate

How often do claims pass through correctly the first time?

Denial Rate

How frequently are claims denied?

Denial Recurrence

How often are the same problems happening again?

Days in A/R

How quickly is outstanding revenue being resolved?

A/R Over 90 Days

How much money is becoming increasingly difficult to collect?

Cost to Collect

How much operational effort does revenue generation require?

Manual Touches

How many times does a claim require human intervention?

Staff Hours per 100 Claims

This connects revenue performance to labor.

Patient Billing Contacts

How often are patients calling because they don't understand a bill?

Physician Administrative Hours

How much physician time is being consumed by nonclinical administrative work?

That last metric deserves much more attention.


The Metric Nobody Likes

Here's the number that may make practice owners uncomfortable:

How many physician hours are being consumed by work that does not require a physician?

Think about that.

A physician costs more than an administrative employee.

A physician's time is scarce.

A physician's time is clinically valuable.

And yet physicians routinely get pulled into:

  • authorization issues
  • documentation questions
  • payer disputes
  • patient billing questions
  • administrative escalations
  • referral problems

Sometimes the physician must be involved.

Often they don't.

If you can return even a small amount of physician time to clinical work, the operational impact can be meaningful.


Legal and Compliance Reality

Technology does not eliminate compliance obligations.

It creates new ones.

Any practice using automation or AI in revenue-cycle operations should understand issues around:

  • HIPAA and privacy
  • data security
  • access controls
  • audit trails
  • appropriate use of patient information
  • payer requirements
  • coding standards
  • documentation
  • fraud and abuse laws
  • contractual obligations
  • state requirements
  • business associate relationships
  • AI governance

And one question deserves special attention:

What happens when the AI is wrong?

Every responsible system needs an answer.

Who reviews it?

Who can override it?

Is the decision documented?

Can the organization reconstruct what happened?

Can an error be corrected?

Can access be revoked?

What data is being used?

Where is it stored?

Is patient information being used for model development?

Who has access?

What happens during downtime?

Those aren't futuristic questions.

They're governance questions.


Ethics: Efficiency Isn't the Only Goal

There is another trap.

Healthcare can become so obsessed with efficiency that it forgets what efficiency is supposed to serve.

The objective is not simply:

more collections.

The objective is accurate, appropriate, transparent financial operations that support sustainable care.

A patient shouldn't be treated like an outstanding balance.

A denial shouldn't automatically become an aggressive collection opportunity.

An algorithm shouldn't become an unreviewable authority.

Automation shouldn't eliminate accountability.

And convenience for the practice shouldn't automatically become inconvenience for the patient.

The patient is not the friction to be optimized away.

The friction is.

That distinction is fundamental.


What About Independent Practices?

Independent practices face a particularly difficult balancing act.

They need:

  • clinical autonomy
  • financial sustainability
  • operational efficiency
  • technology
  • compliance
  • staffing
  • patient trust

But they often don't have the administrative infrastructure of large health systems.

That creates an interesting technology opportunity.

The answer isn't necessarily to become bigger.

It may be to become smarter.

A 10-provider practice doesn't need to replicate the bureaucracy of a 10,000-provider health system.

It needs systems that give a smaller organization leverage.

That's where intelligent automation can become particularly valuable.


The Future Is Not “No Humans”

I don't believe the future of medical billing is a completely human-free system.

That would be a mistake.

The future is more likely to be:

less repetitive human work + more human oversight + better information.

The machine handles the predictable.

The human handles the exception.

The practice owns the visibility.

The patient receives clearer communication.

The physician gets more time back.

That is a future worth building.


What Healthcare Gets Wrong About Innovation

Healthcare often defines innovation as:

new technology.

But innovation can be much simpler.

Eliminating a redundant step is innovation.

Removing a fax is innovation.

Making a bill understandable is innovation.

Preventing a denial is innovation.

Giving staff better information before they make a phone call is innovation.

Giving a physician five hours back each month is innovation.

Making a patient understand what happens next is innovation.

Technology is merely one mechanism.

The real innovation is reducing unnecessary friction.


The Patient Experience Is an Operational Outcome

This may be the most important idea in the article.

Patient experience isn't just:

“Did the doctor have a good bedside manner?”

It's also:

Did the referral happen?

Did the authorization happen?

Did the result arrive?

Did someone follow up?

Did the patient understand the plan?

Did the bill make sense?

Did the practice respond?

Did the patient know what happens next?

That means patient experience isn't exclusively a communications function.

It is an operational outcome.

And operational outcomes can be measured.


The Ava Little Test

Here's a simple test I would give every healthcare workflow.

Imagine Ava Little is using your system.

Not a billing expert.

Not a healthcare administrator.

Not a coder.

A teenager living with a chronic condition.

Could she understand:

What happened?

Why?

What happens next?

Who is responsible?

What does she need to do?

If the answer is no, perhaps the workflow is designed for the organization rather than the patient.

And that is the distinction we need to confront.


Healthcare Has an Interesting Habit

We often build systems around what is convenient for the organization.

Then we ask patients to adapt.

Patients should use the portal.

Patients should call the insurer.

Patients should understand the statement.

Patients should remember the referral.

Patients should know when to follow up.

Patients should figure out the authorization.

Patients should bring the paperwork.

Patients should wait.

At some point, we need to reverse the question.

Instead of asking:

“Why can't patients follow our process?”

Ask:

“Why did we build a process patients can't reasonably follow?”

That question is much more interesting.

And much more productive.


The Humor Hides a Serious Problem

Healthcare has spent years teaching people to laugh at administrative absurdity.

We joke about prior authorization.

We joke about fax machines.

We joke about insurance hold music.

We joke about portals.

We joke about paperwork.

But humor can sometimes hide normalization.

When everyone jokes about the same broken process for 15 years, perhaps the problem isn't that the joke is funny.

Perhaps the problem is that we stopped expecting the system to change.

That's dangerous.


What Physicians Should Stop Saying

Maybe we should retire a few phrases.

“That's just how insurance works.”

Maybe.

But which part?

And is it actually unavoidable?

“Billing will handle it.”

Who specifically?

And when?

“We'll figure it out later.”

Later has an unfortunate tendency to become never.

“The patient knows what to do.”

Do they?

“We need another person.”

Maybe.

But what problem will that person solve?

“AI will take care of it.”

Which part?

Under what rules?

With what oversight?

“It's only administrative.”

If it consumes physician time, staff time, patient time, or access to care, it isn't insignificant.


The Question Every Practice Owner Should Ask

If I walked into your practice tomorrow and asked:

Where is money getting stuck?

Could you answer?

Then:

Where is staff time getting stuck?

Could you answer?

Then:

Where is patient trust getting stuck?

That's the interesting question.

Because these may all be connected.

A claim problem consumes staff time.

Staff time creates backlog.

Backlog creates delay.

Delay creates patient frustration.

Patient frustration creates calls.

Calls consume more staff time.

More work creates more backlog.

And suddenly everyone is “busy.”

But busy isn't the same as effective.

A system can be incredibly busy and still be broken.


The Real Goal

The goal isn't a perfect revenue cycle.

There is no such thing.

Payers change rules.

Patients change insurance.

Technology fails.

People make mistakes.

Healthcare is complicated.

The goal is something more realistic:

Make the system visible enough to improve.

When something goes wrong, know why.

When something repeats, notice it.

When something can be prevented, prevent it.

When something can be automated safely, automate it.

When something requires judgment, keep a human involved.

When something affects patients, measure the patient impact.

That is operational maturity.


And That Brings Us Back to Ava

Ava Little was diagnosed at three years old.

Today she is 14.

Her diagnosis remains part of her life.

But it doesn't define all of it.

She has chosen to advocate.

To raise awareness.

To fundraise.

To connect with other people living with CMT.

To lead.

Her father, Matthew Little, told WDIV that her attitude toward raising money makes him proud. Ava also described how participating in the CMT walk helped her regain confidence and connect with people who understand what she is going through.

And then she said something that should stay with anyone working in healthcare:

“I just didn’t want to sit on the sidelines anymore.”

That is more than a quote.

It's a challenge.

Because patients shouldn't sit on the sidelines of their own healthcare.

Physicians shouldn't sit on the sidelines of their own practices.

Practice owners shouldn't sit on the sidelines of their own revenue cycle.

And staff shouldn't spend their careers sitting inside administrative queues waiting for someone else to fix a problem.


The Future of Medical Billing Is Bigger Than Billing

I believe the next generation of medical billing will be less about processing transactions and more about understanding the system around those transactions.

That means:

Better visibility.

Better prevention.

Better automation.

Better data.

Better accountability.

Better communication.

Fewer handoffs.

Fewer surprises.

And fewer situations where the answer to a patient's question is:

“You'll need to call your insurance company.”

Technology cannot eliminate every problem.

But it can help us stop pretending that unnecessary problems are inevitable.


Three Expert Perspectives Worth Keeping in Mind

1. Alan P. Feren, MD: Care Continues Beyond the Encounter

Feren's September 24 essay argues that care shouldn't disappear simply because the scheduled encounter has ended. He emphasizes explanation, responsibility, follow-through, and support beyond the initial visit.

The operational lesson: Your workflow after the appointment is part of the care experience.

 

2. The American Medical Association: Administrative Friction Is Measurable

The AMA's 2026 reporting on its prior-authorization survey documents substantial physician and staff time devoted to authorization work, alongside reported delays in care and burnout.

The operational lesson: Administrative burden isn't just a complaint. It can be measured in hours, delays, and resource allocation.

 

3. Ava Little: Patients Want Agency

Ava's story demonstrates the human side of the equation.

Her diagnosis did not disappear.

The challenges did not disappear.

But she found a way to participate, advocate, and help others.

The operational lesson: Patient-centered healthcare should give people understandable information and meaningful participation rather than forcing them to navigate complexity alone.


Recent Healthcare Signals Worth Watching

The timing of this conversation is important.

The AMA's September 25, 2026 advocacy update is emphasizing implementation of electronic prior-authorization infrastructure and the need for health plans, EHR vendors, and health systems to prepare for upcoming requirements. The AMA notes that physicians and staff currently spend an average of 13 hours each week on prior authorization.

That means the industry is moving toward more electronic infrastructure.

But here's the contrarian question:

Will digitizing a bad process actually make it a good process?

Not automatically.

A digital fax is still a fax.

A digital bottleneck is still a bottleneck.

An automated denial is still a denial.

Technology creates leverage.

It does not automatically create wisdom.


Five Pitfalls to Avoid

Pitfall 1: Buying technology before mapping the workflow

You may automate the wrong thing.

Pitfall 2: Measuring collections without measuring effort

More revenue isn't the entire story.

How much did it cost in staff time to obtain it?

Pitfall 3: Treating every denial equally

Some denials are worth immediate attention.

Others may be low-value or unavoidable.

Prioritization matters.

Pitfall 4: Assuming the vendor owns the outcome

A vendor can provide technology or services.

The practice still needs governance.

Pitfall 5: Forgetting the patient

A revenue-cycle strategy that improves collections while destroying patient trust is not necessarily an operational success.


Five Questions to Ask Any AI Billing Vendor

Before buying anything, ask:

1. What exactly is automated?

Not “AI-powered.”

What specifically?

2. What happens when the system is uncertain?

Is there human review?

3. Can I audit what happened?

Can the practice reconstruct decisions and actions?

4. What happens to my data?

Where is it stored?

Who can access it?

How is it protected?

How is it used?

5. Can I actually see what's happening?

If the answer is another 50-page report, keep asking questions.


The Most Important Question

There is one question I would put above all five:

Does this technology give my practice more control—or simply give me another vendor to call?

That question gets to the heart of the matter.

Technology should reduce dependency where appropriate.

It should increase visibility.

It should make work easier to understand.

It should create leverage.

It should not create another black box.


A Different Definition of Efficiency

Maybe healthcare needs to redefine efficiency.

Efficiency isn't:

“How fast can we process this claim?”

It is:

“How much unnecessary work did we eliminate?”

Efficiency isn't:

“How many denials did we recover?”

It is:

“How many preventable denials did we stop?”

Efficiency isn't:

“How many patient calls did staff answer?”

It is:

“How many calls did we make unnecessary?”

Efficiency isn't:

“How many hours did the physician work?”

It is:

“How much physician time was spent where physician expertise actually mattered?”

That is a very different way to think about operations.


What If the Best Billing System Is Almost Boring?

This may sound strange coming from someone building an AI-powered billing platform.

But here it is:

The best technology should eventually feel boring.

You shouldn't need to think about it constantly.

It should simply:

catch problems,

surface exceptions,

organize work,

show patterns,

and help people act.

No fireworks.

No robot speeches.

No “revolutionary transformation” every Tuesday.

Just fewer problems.

That's real innovation.


Final Thoughts

Ava Little didn't choose her diagnosis.

But she chose not to sit on the sidelines.

Healthcare cannot eliminate every hardship patients face.

But it can eliminate unnecessary friction.

Physicians cannot control every payer decision.

But they can control whether their practices understand the patterns surrounding those decisions.

Technology cannot solve every administrative problem.

But it can help humans spend less time fixing predictable problems and more time exercising judgment where it matters.

The future of healthcare will not be defined only by what happens in the exam room.

It will also be defined by what happens before the patient arrives, after the patient leaves, and everywhere the patient's information travels in between.

That is where trust is built.

That is where time is lost.

That is where money gets stuck.

And that is where healthcare has an enormous opportunity to do better.


Your Turn

Here's the question I want to put to physicians and practice owners:

What is the administrative problem in your practice that everyone has learned to tolerate—but nobody should have to?

Is it denials?

Prior authorization?

Eligibility?

Patient statements?

Referral management?

Credentialing?

An EHR workflow that requires six clicks for something that should require two?

Or something else entirely?

Tell me in the comments.

I genuinely want to know what physicians are seeing on the ground.

And if this article challenged how you think about medical billing, repost it for another physician, practice owner, administrator, or healthcare technology leader.

Maybe the next great healthcare improvement isn't another clinical breakthrough.

Maybe it's removing one unnecessary obstacle that thousands of physicians and millions of patients have simply learned to live with.


Free Resource

I've placed a free practical resource in the Featured section of my LinkedIn profile for physicians and practice owners who want to examine their revenue-cycle workflows more systematically.

No signup required.

Use it with your team.

Challenge it.

Adapt it.

And most importantly, measure what changes.


Continue the Conversation

I write and speak about the intersection of medicine, technology, healthcare operations, medical billing, and physician entrepreneurship.

Follow the conversation through my website, podcast, YouTube channel, X, Facebook, and LinkedIn.

Connect with Dr. Daniel Cham on LinkedIn

DrDanielCham.com

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The goal isn't simply to talk about what's wrong with healthcare.

It's to ask better questions about what we can build next.

Knowledge drives progress. Better questions drive better systems.


About the Author

Dr. Daniel Cham is a physician and medical consultant specializing in medical technology consulting, healthcare management, and medical billing.

He is the founder of OnnX, an AI-powered medical billing SaaS focused on helping small and midsized medical practices reduce administrative friction while maintaining greater visibility and control over their revenue-cycle operations.

His work explores the intersection of clinical medicine, healthcare technology, practice management, revenue-cycle strategy, and physician entrepreneurship.


Disclaimer

This article is intended for general educational and informational purposes only. It does not constitute medical, legal, financial, coding, compliance, reimbursement, or other professional advice. Healthcare organizations should obtain advice from appropriately qualified professionals regarding their specific clinical, operational, contractual, regulatory, billing, privacy, security, and compliance circumstances.


References

1. Alan P. Feren, MD — “The 15-minute appointment is not the boundary of care,” KevinMD, September 24, 2026. Feren argues that the clinical encounter is only one part of care and that responsibility, explanation, and follow-through must continue beyond the scheduled appointment. Read the full article

2. WDIV Local 4 — “Go 4 It: 14-year-old Michigan girl turns rare disease diagnosis into mission to help others,” September 24, 2026. The report profiles Ava Little, her CMT1A diagnosis, her advocacy and fundraising efforts, and comments from her father, Matthew Little. Read the WDIV story

3. American Medical Association — “Sept. 25, 2026: National Advocacy Update.” The AMA's latest update discusses electronic prior-authorization implementation and cites its survey finding that physicians and staff spend an average of 13 hours per week on prior authorization. Read the AMA update


One Last Question

What if the biggest opportunity in healthcare isn't making the patient visit faster?

What if it is making everything around the visit work better?

Because care doesn't end when the physician leaves the room.

The claim doesn't end when it is submitted.

The patient relationship doesn't end when the encounter is signed.

And the practice doesn't stop operating when the physician closes the exam-room door.

Healthcare is a continuous experience.

We should build it that way.

Ava Little didn't want to sit on the sidelines.

Maybe it's time we stopped asking patients, physicians, and practice staff to do exactly that.

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